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2801 Droste Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2801 Droste Rd, Saint Charles, MO 63301 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,730 sqft · built 1973
Lot Size0.202 acres (8,800 sqft)
OwnerCompany Name on File
Last Sale$337,155 (Sep 2025)
Tax Bill$2,972 (2025)
Deeds & MortgagesSep 2025 Mortgage
Feb 2023 Transfer
Flood ZoneZone X (minimal risk)
APN070510A000

Property Details

APN / Parcel Number

Primary APN070510A000
Alternative APN
  • 6-010A-4443-00-0059.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,730 sqft Living Area
Gross Area3,282 sqft
1st Floor Area1,730 sqft
Basement Area1,112 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialStucco
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,800 sqft (0.202 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number070510A000
Street Address2801 DROSTE RD
CitySAINT CHARLES
StateMO
Zip63301-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLDE TOWNE EST LOT 59
Legal SubdivisionOLDE TOWNE EST
Legal Lot Number59
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group3
Census Block3003
Census Tract310700

Owner

Source: St. Charles County records · APN 070510A000

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address23 SALEM ESTATES DR, SAINT LOUIS, MO 63124-1363
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
INVESTOR MORTGAGE FINANCE LLC
Feb 09, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2025 · Amount on Record
Deed SaleSep 18, 2025 · Amount on Record
Prior SaleMar 06, 2025 · Amount on Record
Deed Document Number202541046
Prior Transfer DateFeb 25, 2025
Prior Transfer Doc0000008821
Record UpdatedSep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateSep 18, 2025
Property Address2801 DROSTE RD, SAINT CHARLES, MO 63301-1505
Document Number0000041046
Map ReferenceMB 12 PG 10
Instrument DateSep 12, 2025
Instrument2025R-041046
Transaction TypeTransfer
Record UpdatedOct 07, 2025
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address23 SALEM ESTATES DR, SAINT LOUIS, MO 63124-1363

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 SALEM ESTATES DR, SAINT LOUIS, MO 63124-1363

Mortgage

Document Number0000041047
DateSep 18, 2025
Instrument2025R-041047
Lender
NameINVESTOR MORTGAGE FINANCE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateOct 01, 2030
Change Frequency6 Months
Min Rate At Change6.75%
Max Rate At Change8.75%
IndexSOFR Average 30-Day
Max Rate11.7%

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateFeb 09, 2023
Property Address2801 DROSTE RD, SAINT CHARLES, MO 63301-1505
Document Number0000005011
Map ReferenceMB 12 PG 10
Instrument DateJan 04, 2023
Instrument2023R-005011
Transaction TypeTransfer
Record UpdatedFeb 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2801 DROSTE RD, SAINT CHARLES, MO 63301-1505

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15510 CRATER DR, CHESTERFIELD, MO 63017-5120

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$47,362 (-)$249,275 (-) Land $40,000 Building $209,275
2025$2,972.00 (-13.98%)$47,362 (-12.06%)$249,275 (-12.06%) Land $40,000 Building $209,275
2024$3,455.00
2023$53,860
2022$283,472 Land $40,000 Building $243,472

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833107003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2022, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jul 2022 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 494 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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