2801 Cherry Creek Rd, Champaign, IL 61822 Property Records

Champaign County property record for 2801 Cherry Creek Rd, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.22 acres (9,569 sqft)
OwnerIndividual Name on Record
Last Sale$328,500 (Nov 2022)
Tax Bill$8,155 (2024)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN46-20-27-111-021

Property Details

APN / Parcel Number

Primary APN46-20-27-111-021
Alternative APN
  • 032027111021

Exterior

Lot Area9,569 sqft (0.22 acres)

Location & Zoning

Street Address2801 CHERRY CREEK RD
CityCHAMPAIGN
StateIL
Zip61822-7560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 224 CHERRY HILLS 6TH ADD
Legal Range08E
Legal Township19N
Legal Section27
Legal SubdivisionCHERRY HILLS 6TH ADD
Legal Lot Number224
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1028
Census Tract1204

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2801 CHERRY CREEK RD, CHAMPAIGN, IL 61822-7560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2022 · Amount on Record
Deed SaleNov 28, 2022 · Amount on Record
Prior SaleJan 21, 2011 · Amount on Record
Deed Document Number202220871
Prior Transfer DateSep 9, 2010
Prior Transfer Doc0000023905
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 28, 2022
Property Address2801 CHERRY CREEK RD, CHAMPAIGN, IL 61822-7560
Document Number0000020871
Map ReferenceMB BB PG 77
Instrument DateNov 23, 2022
Instrument2022R20871
Transaction TypeTransfer
Record UpdatedApr 24, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$328.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 CHERRY CREEK RD, CHAMPAIGN, IL 61822-7560

Mortgage

Document Number0000020872
DateNov 28, 2022
Instrument2022R20872
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2037
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2032
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change12%
Index1-Year CMT
Max Rate12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$111,660 (+33.53%) Land $26,250 Building $85,410$334,980 (+33.53%) Land $78,750 Building $256,230
2024$8,155.00 (+22.12%)
2022$6,678.00 Homeowner's exemption Senior Citizen's exemption$83,620 Land $19,660 Building $63,960$250,860 Land $58,980 Building $191,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Mediacom Xtream, Nextlink.

Nearby Properties on Cherry Creek Rd

Nearby Streets

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