2801 Central Ave, Gary, IN 46407 Property Records

Lake County property record for 2801 Central Ave, Gary, IN 46407

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 884 sqft · built 1955
Lot Size0.114 acres (5,009 sqft)
OwnerCompany Name on Record
Last Sale$65,000 (Oct 2025)
Tax Bill$105 (2024)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-46-0549-0025

Property Details

APN / Parcel Number

Primary APN001-25-46-0549-0025
Alternative APNs
  • 45-08-14-228-008.000-004
  • 254605490025

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area884 sqft Living Area

Exterior

Year BuiltBuilt 1955
Construction TypeWood
Roof MaterialAsphalt
Lot Area5,009 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0549-0025
Old Parcel Number254605490025
Street Address2801 CENTRAL AVE
CityGARY
StateIN
Zip46407-1761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARSHALLTOWN TERRACE L.25 BL.1
Legal SubdivisionMARSHALLTOWN TERRACE
Legal Block1
Legal Lot Number25
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2003
Census Tract11400

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3623 W 23KDAUE, GARY, IN 46404
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Oct 6, 2025Warranty Deed, Transfer · Commercial Mortgage
LOAN FUNDER LLC SEREIS 109936

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2025 · Amount on Record
Deed SaleOct 6, 2025 · Amount on Record
Prior SaleDec 23, 2015
Deed Document Number2025-538337
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address2801 CENTRAL AVE, GARY, IN 46407-1761
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3623 W 23RD AVE, GARY, IN 46404-3217

Mortgage

Document Number0000007974
DateFeb 27, 2026
Instrument2026-507974
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateOct 6, 2025
Property Address2801 CENTRAL AVE, GARY, IN 46407-1761
Document Number0000038337
Map ReferenceMB 30 PG 12
Instrument DateSep 25, 2025
Instrument2025-538337
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3623 W 23KDAUE, GARY, IN 46404

Mortgage

Document Number0000038338
DateOct 6, 2025
Instrument2025-538338
Lender
NameLOAN FUNDER LLC SEREIS 109936
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueSep 25, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,300 (+6.05%) Land $8,700 Building $31,600$40,300 (+6.05%) Land $8,700 Building $31,600
2024$105.00$38,000 (+5.26%) Land $8,700 Building $29,300$38,000 (+5.26%) Land $8,700 Building $29,300
2023$36,100 (+22.37%) Land $8,700 Building $27,400$36,100 (+22.37%) Land $8,700 Building $27,400
2022$29,500 Land $5,800 Building $23,700$29,500 Land $5,800 Building $23,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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