2801 Cardiff Ln, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 2801 Cardiff Ln, Chesapeake, VA 23321

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,301 sqft · built 1987
Lot Size0.104 acres (4,530 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Mar 2021)
Tax Bill$2,480 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Sep 2020 Transfer
APN0107004001430

Property Details

APN / Parcel Number

Primary APN0107004001430

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,301 sqft Living Area
1st Floor Area864 sqft
Upper Floors Area437 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2021
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,530 sqft (0.104 acres)
Lot Dimensions105 ft deep x 62 ft wide
PorchOpen Porch
Porch Area10 sqft
Patio Area782 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2801 CARDIFF LN
CityCHESAPEAKE
StateVA
Zip23321-4005
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRTH1: RESI
Legal Description143 PT ELIZABETH TOWNHOUSES SEC ONE
Legal SubdivisionPOINT ELIZABETH
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1013
Census Tract21604

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2801 CARDIFF LN, CHESAPEAKE, VA 23321-4005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORPORATION
Sep 22, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 23, 2021 · Amount on Record
Deed SaleMar 23, 2021 · Amount on Record
Prior SaleAug 23, 2011 · Amount on Record
Deed Document Number202113275
Deed Book / Page10336 / 925
Prior Transfer DateSep 17, 2020
Prior Transfer Doc10223/445
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 23, 2021
Property Address2801 CARDIFF LN, CHESAPEAKE, VA 23321-4005
Document Number10336/925
Book / Page10336 / 925
Instrument DateMar 19, 2021
Instrument210013275
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 CARDIFF LN, CHESAPEAKE, VA 23321-4005

Mortgage

Document Number210013276
DateMar 23, 2021
Instrument210013276
Lender
NameFIRST HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 22, 2020
Property Address2801 CARDIFF LN, CHESAPEAKE, VA 23321-4005
Document Number10223/445
Book / Page10223 / 445
Instrument DateSep 17, 2020
Instrument200034129
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 CARDIFF LN, CHESAPEAKE, VA 23321-4005

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,480.00 (+3.85%)$245,500 (+11.54%) Land $90,000 Building $155,500$245,500 (+11.54%) Land $90,000 Building $155,500
2024$2,388.00 (+47.5%)
2023$220,100 (+8%) Land $80,000 Building $140,100$220,100 (+8%) Land $80,000 Building $140,100
2022$203,800 Land $70,000 Building $133,800$203,800 Land $70,000 Building $133,800
2019$1,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - WESTERN BRANCH SYS
serves 32,326 people · EPA ID VA3550050
Water SourcePurchased surface water from CITY OF PORTSMOUTH
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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