2801 Arnold Dr, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 2801 Arnold Dr, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1953
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$356,000 (Oct 2022)
Tax Bill	$2,226 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-101-01`

Property Details

APN / Parcel Number

Primary APN	`101-101-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2801 ARNOLD DR
City	CHARLOTTE
State	NC
Zip	28205-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L1 PT4 M1580-453
Legal Subdivision	ERVIN CONSTRUCTION COMPANY PROPERTY
Legal Block	1
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	1605

Owner

Source: Mecklenburg County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2801 ARNOLD DR, CHARLOTTE, NC 28205-3912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Nov 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PHILIP GILMORE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	2022147859
Deed Book / Page	37739 / 305
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 27, 2022
Property Address	2801 ARNOLD DR, CHARLOTTE, NC 28205-3912
Document Number	0000147859
Book / Page	37739 / 305
Map Reference	MB 1580 PG 453
Instrument Date	Oct 26, 2022
Instrument	2022147859
Transaction Type	Subdivision Related Transfer
Record Updated	May 22, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5647, CHARLOTTE, NC 28299-5647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 ARNOLD DR, CHARLOTTE, NC 28205-3912

Mortgage

Document Number	0000147860
Date	Oct 27, 2022
Instrument	2022147860

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 10, 2021
Property Address	2801 ARNOLD DR, CHARLOTTE, NC 28205-3912
Document Number	0000215193
Book / Page	36750 / 898
Map Reference	MB 1580 PG 453
Instrument Date	Nov 10, 2021
Instrument	2021215193
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 IDEAL WAY, CHARLOTTE, NC 28203-5625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5647, CHARLOTTE, NC 28299-5647

Mortgage

Document Number	0000215194
Date	Nov 10, 2021
Instrument	2021215194

Lender

Name	PHILIP GILMORE
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 10, 2026

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,800 Land $70,000 Building $203,800	$273,800 Land $70,000 Building $203,800
2024	$2,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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