2801 40th St W, Bradenton, FL 34205 Property Records

Manatee County property record for 2801 40th St W, Bradenton, FL 34205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1977
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$41,000 (May 2003)
Tax Bill	$878 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50797-0755-9`

Property Details

APN / Parcel Number

Primary APN	`50797-0755-9`
Alternative APN	`3517045079707559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,783 sqft
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Pool Area	360 sqft
Porch	Screened Porch
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2801 40TH ST W
City	BRADENTON
State	FL
Zip	34205-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR_R-1
Legal Description	LOT 11 BLK F SANDPOINTE SUB 2ND ADD PI#50797.0755/9
Legal Range	17E
Legal Township	35S
Legal Section	04
Legal Subdivision	SANDPOINTE 2ND ADDITION
Legal Tract	05079704
Legal Block	F
Legal Lot Number	11
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2024
Census Tract	503

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2801 40TH ST W, BRADENTON, FL 34205-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Deed of Trust, Mortgage · FHA Mortgage ONE REVERSE MTG
Aug 11, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2003 · Amount on Record
Deed Sale	May 23, 2003 · Amount on Record
Prior Sale	May 18, 1999 · Amount on Record
Deed Book / Page	1830 / 4190
Prior Transfer Date	May 19, 2003
Prior Transfer Doc	1830004190
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2801 40TH ST W, BRADENTON, FL 34205-1226
Document Number	0026902278
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2801 40TH ST W BRADENTON FL 342051226, BRADENTON, FL 34205-1226

Mortgage

Document Number	0026902278
Date	Aug 28, 2017
Book Page	002690/002278
Instrument	41082613

Lender

Name	ONE REVERSE MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Aug 27, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.47%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2801 40TH ST W, BRADENTON, FL 34205-1226
Document Number	0026902292
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2801 40TH ST W BRADENTON FL 342051226, BRADENTON, FL 34205-1226

Mortgage

Document Number	0026902292
Date	Aug 28, 2017
Book Page	002690/002292
Instrument	41082614

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Aug 27, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.47%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	2801 40TH ST W, BRADENTON, FL 34205-1226
Document Number	0026590346
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 40TH ST W BRADENTON FL 342051226, BRADENTON, FL 34205-1226

Mortgage

Document Number	0026590346
Date	Feb 3, 2017
Book Page	002659/000346
Instrument	41010198

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bradenton City
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,192 (+2.7%)	$271,595 (-) Land $79,050 Building $192,545
2025	$878.00 (+4.52%)	$94,637 (+5.99%)	$271,595 (-2.76%) Land $79,050 Building $192,545
2024	$840.00 (+4.09%)
2023	$807.00 (-5.28%) Widower's exemption	$89,291 (+3%)	$279,308 (+18.24%) Land $79,050 Building $200,258
2022	$852.00 Homeowner's exemption Widower's exemption	$86,690	$236,220 Land $70,000 Building $166,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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