28009 Co Rd 70, Opp, AL 36467 Property Records

Covington County property record for 28009 Co Rd 70, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,851 sqft · built 2021
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$623 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-10-04-20-0-000-001.009`

Property Details

APN / Parcel Number

Primary APN	`23-10-04-20-0-000-001.009`
Alternative APNs	`1004200000001009` `23404640`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,851 sqft Living Area
1st Floor Area	1,851 sqft
Upper Floors Area	376 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23404640
Street Address	28009 COUNTY ROAD 70
City	OPP
State	AL
Zip	36467-6093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2020/7039 DIE-JSD 4/17/20 BEG @ INT NW R/W US HWY # 331 WITH N R/W CO RD # 70 IN SEC 20 T5N R18E; TH W'LY-1704.3' ALG
Legal Range	18E
Legal Township	05N
Legal Section	20
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	2
Census Block	2020
Census Tract	962400

Owner

28009 Co Rd 70 is owned and occupied by an individual.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	28009 COUNTY ROAD 70, OPP, AL 36467-6093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Nov 2, 2020	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN INDEPENDENT BANK
Apr 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	28009 COUNTY ROAD 70, OPP, AL 36467-6093
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/18067
Date	Jul 30, 2021
Book Page	2021/18067

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	28009 COUNTY ROAD 70, OPP, AL 36467-6093
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/21568
Date	Nov 2, 2020
Book Page	2020/21568

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank
Address	ANDALUSIA, AL 36420

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 16, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Apr 17, 2020
Property Address	28009 COUNTY ROAD 70, OPP, AL 36467-6093
Document Number	02020/7039
Book / Page	2020 / 7039
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 E COVINGTON AVE, OPP, AL 36467-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 CALVARY ST, ANDALUSIA, AL 36420-5124

Tax Assessment & Valuation

The 2025 property tax bill for 28009 Co Rd 70 was $623 with a homeowner's exemption, down 1% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$623.00 (-0.95%) Homeowner's exemption	$49,616 (+98.15%) Land $6,440 Building $43,176	$248,080 (-0.93%) Land $32,200 Building $215,880
2024	$629.00 (+9.01%) Homeowner's exemption	$25,040 (+8.3%) Land $3,220 Building $21,820	$250,400 (+8.3%) Land $32,200 Building $218,200
2023	$577.00 (+18.72%) Homeowner's exemption	$23,120 (+17.16%) Land $2,720 Building $20,400	$231,200 (+17.16%) Land $27,200 Building $204,000
2022	$486.00 Homeowner's exemption	$19,734 Land $2,270 Building $17,464	$197,340 Land $22,700 Building $174,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28009 Co Rd 70 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28009 Co Rd 70 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BuzzBroadband Fiber	2,000 / 2,000

May also be available: Mediacom Xtream, T-Mobile.

Nearby Properties on Co Rd 70

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