28001 E McElroy, Yale, OK 74085 Property Records

Payne County property record for 28001 E McElroy, Yale, OK 74085

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,061 sqft · built 1925
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Tax Bill	$913 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N06E-15-4-00000-000-0752`

Property Details

APN / Parcel Number

Primary APN	`19N06E-15-4-00000-000-0752`
Alternative APNs	`600019946` `19946`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,061 sqft Living Area
1st Floor Area	2,061 sqft
Basement Area	200 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Mixed
Garage Area	864 sqft

Exterior Amenities

Deck Area	32 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	210 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19946
Street Address	28001 E MCELROY
City	YALE
State	OK
Zip	74085-2580
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	15-19N-06E D-752 (40ACM/L) NE/4 NW/4
Legal Range	06E
Legal Township	19N
Legal Section	15
Legal Subdivision	19N-06E
Jurisdiction	PAYNE OK
Township / Civil Division	YALE
Census Block Group	1
Census Block	1003
Census Tract	11200

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28001 E MCELROY, YALE, OK 74085-2580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 18, 2012
Transfer Doc	0020510902
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	28001 E MCELROY, YALE, OK 74085-2580
Document Number	0024940066
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28001 E MCELROY YALE OK 740852580, YALE, OK 74085-2580

Mortgage

Document Number	0024940066
Date	Feb 11, 2019
Book Page	002494/000066
Instrument	1222

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Yale Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,165 (+6.08%) Land $1,447 Building $9,718	$97,947 (-32.22%) Land $12,700 Building $85,247
2025	$913.00 (+7.03%) Homeowner's exemption	$10,525 (-) Land $1,291 Building $9,234
2024	$853.00 (+2.03%) Homeowner's exemption	$10,525 (+3%) Land $1,291 Building $9,234	$144,510 (+23.29%) Land $17,730 Building $126,780
2023	$836.00 (+3.21%) Homeowner's exemption	$10,218 (+2.99%) Land $1,125 Building $9,093	$117,210 (+9.92%) Land $12,910 Building $104,300
2022	$810.00 Homeowner's exemption	$9,921 Land $1,201 Building $8,720	$106,630 Land $12,910 Building $93,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 73% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE CO RWD #4 serves 820 people · EPA ID OK3006001
Water Source	Purchased surface water from LONE CHIMNEY WATER ASSOCIATION
Last State Inspection	Nov 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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