28000 E 81st St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 28000 E 81st St S, Broken Arrow, OK 74014

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,240 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,000 (Apr 2017)
Tax Bill	$5,869 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`251132-000001-000000`

Property Details

APN / Parcel Number

Primary APN	`251132-000001-000000`
Alternative APNs	`730005541` `0005541` `5541`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,240 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,256 sqft
Deck Area	Deck Area
Patio Area	816 sqft
Pole Barn	1,058 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5541
Street Address	28000 E 81ST ST S
City	BROKEN ARROW
State	OK
Zip	74014-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-18-15 E2 E2 NE NW
Legal Range	15E
Legal Township	18N
Legal Section	13
Jurisdiction	WAGONER OK
Township / Civil Division	COWETA
Census Block Group	2
Census Block	2009
Census Tract	30512

Owner

Source: Wagoner County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28000 E 81ST ST S, BROKEN ARROW, OK 74014-5705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Apr 5, 2017	Grant Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	20174235
Deed Book / Page	2350 / 625
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	28000 E 81ST ST S, BROKEN ARROW, OK 74014-5705
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010124
Date	Aug 4, 2023
Book Page	2905/0727
Instrument	2023-10124

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 8, 2048

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	28000 E 81ST ST S, BROKEN ARROW, OK 74014-5705
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005267
Date	Apr 4, 2022
Book Page	2792/0898
Instrument	2022-05267

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAGONER OK
Recording Date	Apr 5, 2017
Property Address	28000 E 81ST ST S, BROKEN ARROW, OK 74014-5705
Document Number	0000004235
Book / Page	002350 / 000625
Instrument Date	Mar 30, 2017
Instrument	4235
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28000 E 81ST ST S BROKEN ARROW OK 740145705, BROKEN ARROW, OK 74014-5705

Mortgage

Document Number	4236
Date	Apr 5, 2017
Book Page	002350/000627
Instrument	4236

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

Tax Assessment & Valuation

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,785 (+5%) Land $22,918 Building $38,867	$551,650 (-13.69%) Land $204,622 Building $347,028
2025	$5,869.00 (+18.45%)	$58,842 (+17.33%) Land $21,826 Building $37,016	$639,178 (+18.87%) Land $220,000 Building $419,178
2023	$4,955.00 (+3.99%)	$50,151 (+5%) Land $18,731 Building $31,420	$537,694 (+21.34%) Land $220,000 Building $317,694
2022	$4,765.00	$47,763 Land $17,330 Building $30,433	$443,114 Land $160,000 Building $283,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAGONER CO. RWD #4 serves 37,658 people · EPA ID OK1021529
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2025 Turbidity resolved · Jun 2025 Total trihalomethanes not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, The Junction Internet.

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