2800 Retama Dr, Kempner, TX 76539 Property Records

Bell County property record for 2800 Retama Dr, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,177 sqft · built 1997
Lot Size	1.49 acres (65,253 sqft)
Owner	Individual Name on File
Last Sale	$196,600 (Feb 2020)
Tax Bill	$3,719 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0433310600`

Property Details

APN / Parcel Number

Primary APN	`0433310600`
Alternative APNs	`171404` `871482`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,177 sqft Living Area
1st Floor Area	2,177 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,253 sqft (1.49 acres)
Garage Area	418 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	130 sqft
Storage Building	64 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2800 RETAMA DR
City	KEMPNER
State	TX
Zip	76539-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLS RANCH PHASE 1, BLOCK 001, LOT 0001, ACRES 1.498
Legal Subdivision	WELLS RANCH PHASE 1
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2015
Census Tract	23301

Owner

2800 Retama Dr is owned and occupied by an individual who bought it in February 2020.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2800 RETAMA DR, KEMPNER, TX 76539-5023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Jun 8, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC
Feb 13, 2020	Vendor's Lien, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Oct 31, 2019	Correction Deed, Transfer FIRST CMNTY TITLE
Aug 30, 2019	Vendor's Lien, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Aug 27, 2019	Deed of Trust, Mortgage LENDINGHOME FNDG
Sep 4, 2019	Correction Deed, Transfer FIRST CMNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Prior Sale	Oct 31, 2019 · Amount on File
Deed Document Number	20207288
Prior Transfer Date	Sep 6, 2011
Prior Transfer Doc	0000033023
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2800 RETAMA DR, KEMPNER, TX 76539-5023
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 RETAMA DR, KEMPNER, TX 76539-5023

Mortgage

Document Number	0000009628
Date	Mar 6, 2024
Instrument	2024009628

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	480 Months
Due	Mar 1, 2064

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2800 RETAMA DR, KEMPNER, TX 76539-5023
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 RETAMA DR, KEMPNER, TX 76539-5023

Mortgage

Document Number	0000036489
Date	Jun 8, 2022
Instrument	2022036489

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	333 Months
Due	Mar 1, 2050

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 13, 2020
Property Address	2800 RETAMA DR, KEMPNER, TX 76539-5023
Document Number	0000007288
Map Reference	CAB C SL 69-D
Instrument Date	Feb 10, 2020
Instrument	2020-00007288
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 E RIVERSIDE DR # DR100A, 2301, AUSTIN, TX 78741-3116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 RETAMA DR, KEMPNER, TX 76539-5023

Mortgage

Document Number	0000007287
Date	Feb 13, 2020
Instrument	2020-00007287

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BELL TX
Recording Date	Oct 31, 2019
Property Address	2800 RETAMA DR, KEMPNER, TX 76539-5023
Document Number	0000050217
Book / Page	011064 / 000476
Instrument Date	Aug 27, 2019
Instrument	50217
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	FIRST CMNTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2301 E RIVERSIDE DR #100-A AUSTIN TX 787413116, 100-A, AUSTIN, TX 78741-3116

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 30, 2019
Property Address	2800 RETAMA DR, KEMPNER, TX 76539-5023
Document Number	0000039563
Map Reference	CAB C SL 69-D
Instrument Date	Aug 27, 2019
Instrument	2019-00039563
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 ARCH ST, 1701, PHILADELPHIA, PA 19103-2670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 E RIVERSIDE DR # 100-A, A-100, AUSTIN, TX 78741-3170
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039564
Date	Aug 30, 2019
Instrument	2019-00039564

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2800 RETAMA DR, KEMPNER, TX 76539-5023
Document Number	0000039936
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 EMBARCADERO W #110 OAKLAND CA 946074543, 110, OAKLAND, CA 94607-4543
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039936
Date	Sep 4, 2019
Book Page	010987/000663
Instrument	39936

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Amount	Amount on Record

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BELL TX
Recording Date	Sep 4, 2019
Property Address	2800 RETAMA DR, KEMPNER, TX 76539-5023
Document Number	0000039935
Book / Page	010987 / 000658
Instrument Date	Aug 27, 2019
Instrument	39935
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2301 E RIVERSIDE 100 A AUSTIN TX 78741, AUSTIN, TX 78741
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2800 Retama Dr was $3,719.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,719.00	$288,166 Land $68,750 Building $219,416	$288,166 Land $68,750 Building $219,416
2023		$324,873 Land $37,500 Building $287,373	$324,873 Land $37,500 Building $287,373
2022	$1,128.00 (+1.26%)
2021	$1,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2800 Retama Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2800 Retama Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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