Stearns County property record for 2800 Pioneer Ln, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,256 sqft · built 1970 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Aug 2020) |
| Tax Bill | $6,144 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47632-0100 |
| Primary APN | 82-47632-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,256 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Width | 147 ft Width |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2800 PIONEER LN |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-5935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & PART OF LOT 2 BLK 1 OLD # 30.19837.000 ISLAND VIEW ACRES SECTION 25 TOWNSHIP 124 RANGE 028 ISLAND VIEW ACRES SECTION |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 25 |
| Legal Subdivision | ISLAND VIEW ACRES |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 304 |
Source: Stearns County records · APN 82-47632-0100
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2800 PIONEER LN, SAINT CLOUD, MN 56301-5935 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 06, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Mar 19, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 28, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Deed Document Number | 20201578755 |
| Last Transfer Date | Dec 14, 2020 |
| Transfer Doc | 00A1597350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 06, 2026 |
| Property Address | 2800 PIONEER LN, SAINT CLOUD, MN 56301-5935 |
| Document Number | 0001716396 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20261716396 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 2800 PIONEER LN, SAINT CLOUD, MN 56301-5935 |
| Document Number | 0001716396, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 20261716396 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 28, 2046 |
| Rate | 3.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 19, 2021 |
| Property Address | 2800 PIONEER LN, SAINT CLOUD, MN 56301-5935 |
| Document Number | 00A1597350 |
| Instrument Date | Dec 14, 2020 |
| Instrument | A1597350 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2800 PIONEER LN, SAINT CLOUD, MN 56301-5935 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 28, 2020 |
| Property Address | 2800 PIONEER LN, SAINT CLOUD, MN 56301-5935 |
| Document Number | 00A1578755 |
| Instrument Date | Aug 02, 2020 |
| Instrument | A1578755 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2800 PIONEER LN, SAINT CLOUD, MN 56301-5935 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,144.00 (+23.52%) | $447,500 (+6.09%) Land $55,000 Building $392,500 | $447,500 (+6.09%) Land $55,000 Building $392,500 |
| 2025 | $421,800 (+4.33%) Land $55,000 Building $366,800 | $421,800 (+4.33%) Land $55,000 Building $366,800 | |
| 2023 | $4,974.00 | $404,300 Land $55,000 Building $349,300 | $404,300 Land $55,000 Building $349,300 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450003042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 187 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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