2800 Pinnacle Ct, Windermere, FL 34786 Property Records

Orange County property record for 2800 Pinnacle Ct, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,996 sqft · built 1995
Lot Size	1.01 acres (44,316 sqft)
Owner	Individual Name on File
Last Sale	$422,400 (Sep 1995)
Tax Bill	$18,700 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-23-28-4398-00-180`

Property Details

APN / Parcel Number

Primary APN	`04-23-28-4398-00-180`
Alternative APNs	`282304439800180` `273732`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,996 sqft Living Area
Gross Area	5,450 sqft
1st Floor Area	3,996 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	44,316 sqft (1.01 acres)
Garage Type	Attached
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces
Pool Area	480 sqft
Porch	Finished/Open Porch
Porch Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2800 PINNACLE CT
City	WINDERMERE
State	FL
Zip	34786-8219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	LAKE DOWN CREST 26/52 LOT 18
Legal Range	28E
Legal Township	23S
Legal Section	04
Legal Subdivision	LAKE DOWN CREST
Legal Tract	4398
Legal Lot Number	18
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	14815

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Jan 24, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 1, 1995 · Amount on Record
Deed Sale	Sep 1, 1995 · Amount on Record
Prior Sale	Sep 1, 1995 · Amount on Record
Deed Book / Page	4939 / 62
Last Transfer Date	Jan 21, 2022
Transfer Doc	0000051929
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2800 PINNACLE CT, WINDERMERE, FL 34786-8219
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 PINNACLE CT, WINDERMERE, FL 34786-8219

Mortgage

Document Number	0000388341
Date	Jul 3, 2025
Instrument	20250388341

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 24, 2022
Property Address	2800 PINNACLE CT, WINDERMERE, FL 34786-8219
Document Number	0000051929
Map Reference	MB 26 PG 52
Instrument Date	Jan 21, 2022
Instrument	20220051929
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 PINNACLE CT, WINDERMERE, FL 34786-8219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2800 PINNACLE CT, WINDERMERE, FL 34786-8219

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,102,560 (-1.39%) Land $260,000 Building $842,560	$1,102,560 (-1.39%) Land $260,000 Building $842,560
2025	$18,700.00 (+0.4%)	$1,118,140 (+25.56%) Land $260,000 Building $858,140	$1,118,140 (+25.56%) Land $260,000 Building $858,140
2024	$18,626.00 (+25.34%)
2023	$14,860.00 (+72.79%)	$890,511 (+62.32%) Land $260,000 Building $630,511	$890,511 (+26.76%) Land $260,000 Building $630,511
2022	$8,600.00 Homeowner's exemption	$548,624	$702,509 Land $260,000 Building $442,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Lumen Technologies, T-Mobile USA, Xfinity.

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