Mitchell County property record for 2800 Gouges Creek Rd, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,248 sqft Living Area |
| Lot Size | 23,522 sqft (0.539 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,168.00 (2025) |
| Primary APN | 1801-00-03-2183 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,248 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1996 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 23,522 sqft (0.539 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 005016057 |
|---|---|
| Street Address | 2800 GOUGES CREEK RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8346 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ON SR 1137 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 1801-00-03-2183
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2800 GOUGES CREEK RD, SPRUCE PINE, NC 28777-8346 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 0000027735 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 2800 GOUGES CREEK RD, SPRUCE PINE, NC 28777-8346 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2800 GOUGES CREEK RD, SPRUCE PINE, NC 28777-8346 |
| Document Number | 000661/239 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 661/239 |
| Instrument | 2023001749 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,168.00 (+1.65%) | $182,500 (-) Land $17,200 Building $165,300 |
| 2023 | $1,149.00 | $182,500 Land $17,200 Building $165,300 |
2800 Gouges Creek Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 65th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures