2800 Arbor Ln, Oswego, IL 60543 Property Records

Kendall County property record for 2800 Arbor Ln, Oswego, IL 60543 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,777 sqft · built 1993
Lot Size	1.18 acres (51,596 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Dec 2025)
Tax Bill	$10,507 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-13-476-024`

Property Details

APN / Parcel Number

Primary APN	`02-13-476-024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,777 sqft Living Area
Gross Area	5,080 sqft
1st Floor Area	2,777 sqft
Basement Area	1,343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	51,596 sqft
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2800 ARBOR LN
City	OSWEGO
State	IL
Zip	60543-8694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LT 11 (EXC E 10) & S 1/2 LT 12 OWNERS SUBD.
Legal Subdivision	OWNERS SUBD
Legal Lot Number	11,12
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1000
Census Tract	890402

Owner

Source: Kendall County records · APN 02-13-476-024

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1858 WESTRIDGE PL, AURORA, IL 60504-4364
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2025 · Amount on Record
Deed Sale	Dec 05, 2025 · Amount on Record
Prior Sale	Jul 25, 2011 · Amount on Record
Deed Document Number	202516013
Prior Transfer Date	Jan 10, 2005
Prior Transfer Doc	0000004287
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 05, 2025
Property Address	2800 ARBOR LN, OSWEGO, IL 60543-8694
Document Number	0000016013
Instrument Date	Sep 12, 2025
Instrument	202500016013
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 ARBOR LN, OSWEGO, IL 60543-8694

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2800 ARBOR LN, OSWEGO, IL 60543-8694

Mortgage

Document Number	0000016014
Date	Dec 05, 2025
Instrument	202500016014

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 01, 2055

Interest

Rate	6.62%

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$160,131 (+9.24%) Land $18,045 Building $142,086	$480,393 (+9.24%) Land $54,135 Building $426,258
2024	$10,507.00	$146,587 (+23.37%) Land $16,519 Building $130,068	$439,761 (+23.37%) Land $49,557 Building $390,204
2022		$118,821 Land $13,390 Building $105,431	$356,463 Land $40,170 Building $316,293

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938904021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 5 of 6 on primary residences
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013, rainfall accumulation, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low above 4% of the US · above 26% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.