280 Wilson Dr, Commerce, GA 30529 Property Records

Jackson County property record for 280 Wilson Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,562 sqft · built 1979
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (May 2015)
Tax Bill	$2,568 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C19 079`

Property Details

APN / Parcel Number

Primary APN	`C19 079`
Alternative APN	`9797`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,562 sqft Heated Area
1st Floor Area	1,562 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1987
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	152 ft deep x 190 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Slab
Porch Area	425 sqft
Utility Building	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9797
Street Address	280 WILSON DR
City	COMMERCE
State	GA
Zip	30529-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 17 & 18 HOOD ORCHARD S/D
Legal Subdivision	HOOD ORCHARD S/D
Legal Lot Number	17,18
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1098
Census Tract	10300

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	280 WILSON DR, COMMERCE, GA 30529-2146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Nov 13, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 13, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2015 · Amount on Record
Deed Sale	May 28, 2015 · Amount on Record
Deed Document Number	20151310
Deed Book / Page	70V / 68
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	280 WILSON DR, COMMERCE, GA 30529-2146
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 WILSON DR, COMMERCE, GA 30529-2146

Mortgage

Document Number	00103P0000000432
Date	Aug 17, 2022
Book Page	000000103P/0000000432

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	280 WILSON DR, COMMERCE, GA 30529-2146
Document Number	00087I0609
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 WILSON DR COMMERCE GA 305292146, COMMERCE, GA 30529-2146

Mortgage

Document Number	00087I0609
Date	Dec 20, 2019
Book Page	00087I/000609

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Dec 19, 2049

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	280 WILSON DR, COMMERCE, GA 30529-2146
Document Number	00087T0683
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 WILSON DR COMMERCE GA 305292146, COMMERCE, GA 30529-2146

Mortgage

Document Number	00087T0683
Date	Jan 22, 2020
Book Page	00087T/000683

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,180 (-) Land $32,440 Building $63,740	$240,450 (-) Land $81,100 Building $159,350
2025	$2,568.00 (+11.85%)	$96,180 (+15.63%) Land $32,440 Building $63,740	$240,450 (+15.63%) Land $81,100 Building $159,350
2024	$2,296.00 (+3.66%)	$83,180 (+11.17%) Land $19,440 Building $63,740	$207,950 (+11.17%) Land $48,600 Building $159,350
2023	$2,215.00 (+17.82%)	$74,820 (+29.04%) Land $19,440 Building $55,380	$187,050 (+29.04%) Land $48,600 Building $138,450
2022	$1,880.00	$57,980 Land $14,600 Building $43,380	$144,950 Land $36,500 Building $108,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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