280 Willoughby Ln, Shipman, VA 22971 Property Records

Nelson County property record for 280 Willoughby Ln, Shipman, VA 22971

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,464 sqft · built 1990
Lot Size	20.9 acres (910,840 sqft)
Owner	Individual Name on Record
Tax Bill	$2,339 (2026)
Deeds & Mortgages	Jun 2022 Sale Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47 6 1`

Property Details

APN / Parcel Number

Primary APN	`47 6 1`
Alternative APN	`00022`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,464 sqft Finished Area
Basement Area	816 sqft
Unfinished Basement	816 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	910,840 sqft (20.9 acres)
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	412 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00022
Street Address	280 WILLOUGHBY LN
City	SHIPMAN
State	VA
Zip	22971-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY MT DB 289-321
Legal Subdivision	WILLOUGHBY MT
Jurisdiction	NELSON VA
Township / Civil Division	EAST
Census Block Group	1
Census Block	1033
Census Tract	950102

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 GASTON LN, WILLIAMSBURG, VA 23185-4568
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed, Transfer
Jul 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 20, 2017	Deed of Trust, Mortgage QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 8, 2022
Transfer Doc	0202201687
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Jun 16, 2022
Property Address	280 WILLOUGHBY LN, SHIPMAN, VA 22971-2259
Document Number	0202201687
Instrument Date	Jun 8, 2022
Instrument	202201687
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	102 GASTON LN, WILLIAMSBURG, VA 23185-4568

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	280 WILLOUGHBY LN, SHIPMAN, VA 22971-2259
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102826
Date	Jul 30, 2021
Instrument	202102826

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	280 WILLOUGHBY LN, SHIPMAN, VA 22971-2259
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 000170002829
Date	Nov 20, 2017
Instrument	000170002829

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	230 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,339.00 (+13.65%)	$417,800 (+31.92%) Land $107,600 Building $310,200	$417,800 (+31.92%) Land $107,600 Building $310,200
2025	$2,058.00	$316,700 (-) Land $121,600 Building $195,100	$316,700 (-) Land $121,600 Building $195,100
2023	$2,058.00	$316,700 Land $121,600 Building $195,100	$316,700 Land $121,600 Building $195,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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