280 Wayne Harris Rd, Henderson, TN 38340 Property Records

Chester County property record for 280 Wayne Harris Rd, Henderson, TN 38340

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,416 sqft · built 1977
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on Record
Last Sale	$496,200 (Aug 2026)
Tax Bill	$2,341 (2026)
Deeds & Mortgages	Aug 2026 Sale Jun 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`012054 01101`

Property Details

APN / Parcel Number

Primary APN	`012054 01101`
Alternative APN	`054 01101 00008054`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,416 sqft Living Area
1st Floor Area	1,485 sqft
Basement Area	1,821 sqft
Finished Basement	1,485 sqft
Unfinished Basement	336 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	82,328 sqft (1.89 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,476 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	324 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	280 WAYNE HARRIS RD
City	HENDERSON
State	TN
Zip	38340-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: T52
Jurisdiction	CHESTER TN
Township / Civil Division	4
Census Block Group	2
Census Block	2075
Census Tract	970302

Owner

Source: Chester County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 WAYNE HARRIS RD, HENDERSON, TN 38340-3748
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit LEADERS CREDIT UNION
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEADERS CU
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADERS CU
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN INVESTMENT BANK
May 12, 2017	Deed of Trust, Mortgage BANCORPSOUTH
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jan 11, 2016 · Amount on Record
Deed Document Number	202682638
Deed Book / Page	551 / 783
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Aug 3, 2026
Property Address	280 WAYNE HARRIS RD, HENDERSON, TN 38340-3748
Document Number	0000082638
Book / Page	551 / 783
Instrument Date	Jul 29, 2026
Instrument	202682638
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$185,429.94
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 WAYNE HARRIS RD, HENDERSON, TN 38340-3748
Investor	Possibly a Property Investor

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Recording Date	Jun 8, 2026
Property Address	280 WAYNE HARRIS RD, HENDERSON, TN 38340-3748
Document Number	0000082115
Book / Page	549 / 344
Instrument Date	Jun 1, 2026
Instrument	202682115
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 WAYNE HARRIS RD, HENDERSON, TN 38340-3748

Mortgage

Document Number	0000082115,
Date	Jun 8, 2026
Book Page	549/344
Instrument	202682115

Lender

Name	LEADERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	280 WAYNE HARRIS RD, HENDERSON, TN 38340-3748
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004980164
Date	Oct 11, 2022
Book Page	498/164
Instrument	71891

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Nov 1, 2029

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	280 WAYNE HARRIS RD, HENDERSON, TN 38340-3748
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004840491
Date	Nov 24, 2021
Book Page	484/491
Instrument	69110

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	280 WAYNE HARRIS RD, HENDERSON, TN 38340-3748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004230182
Date	Jul 12, 2017
Book Page	423/182
Instrument	56823

Lender

Name	HOME LOAN INVESTMENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2037

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	280 WAYNE HARRIS RD, HENDERSON, TN 38340-3748
Document Number	0004210288
Book / Page	000421 / 000288
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 WAYNE HARRIS RD HENDERSON TN 383403748, HENDERSON, TN 38340-3748

Mortgage

Document Number	0004210288
Date	May 22, 2017
Book Page	000421/000288
Instrument	56467

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	280 WAYNE HARRIS RD, HENDERSON, TN 38340-3748
Document Number	0004180730
Book / Page	000418 / 000730
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Mar 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 WAYNE HARRIS RD HENDERSON TN 383403748, HENDERSON, TN 38340-3748

Mortgage

Document Number	0004180730
Date	Mar 15, 2017
Book Page	000418/000730
Instrument	55940

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 14, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,341.00 (-0.04%)	$114,950 (-0.07%)	$459,800 (-0.07%) Land $20,900 Building $438,900
2025	$2,342.00 (+22.23%)	$115,025 (+49.29%)	$460,100 (+49.29%) Land $20,900 Building $439,200
2023	$1,916.00	$77,050	$308,200 Land $15,800 Building $292,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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