280 Waters Ridge Dr, Lavon, TX 75166 Property Records

Collin County property record for 280 Waters Ridge Dr, Lavon, TX 75166

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,947 sqft · built 2024
Lot Size	0.178 acres (7,771 sqft)
Owner	2 Individual Names on File
Last Sale	$518,035 (Oct 2025)
Tax Bill	$8,963 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-12526-00A-0360-1`

Property Details

APN / Parcel Number

Primary APN	`R-12526-00A-0360-1`
Alternative APNs	`000002848311` `2848311`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,947 sqft Living Area
Gross Area	3,537 sqft
1st Floor Area	2,512 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Wood
Lot Area	7,771 sqft (0.178 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	280 WATERS RIDGE DR
City	LAVON
State	TX
Zip	75166-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEPOINTE PHASE IIB, BLK A, LOT 36
Legal Subdivision	LAKEPOINTE PHASE IIB (CLA)
Legal Block	A
Legal Lot Number	36
Jurisdiction	COLLIN TX
Township / Civil Division	NEVADA
Census Block Group	2
Census Block	2004
Census Tract	31201

Owner

280 Waters Ridge Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Collin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	280 WATERS RIDGE DR, LAVON, TX 75166-1926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF TEXAS
Oct 27, 2025	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CREDIT UNION OF TEXAS
Dec 21, 2021	Vendor's Lien, Transfer · Commercial Mortgage PLAINSCAPITAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on File
Deed Sale	Oct 27, 2025 · Amount on File
Deed Document Number	2025138535
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	280 WATERS RIDGE DR, LAVON, TX 75166-1926
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 CRESCENT OAK ST, WYLIE, TX 75098-6622

Mortgage

Document Number	2025000138536
Date	Oct 27, 2025
Instrument	2025000138536

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 27, 2025
Property Address	280 WATERS RIDGE DR, LAVON, TX 75166-1926
Document Number	2025000138535
Map Reference	VOL 2021 PG 700
Instrument Date	Oct 23, 2025
Instrument	2025000138535
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 WATERS RIDGE DR, LAVON, TX 75166-1926

Mortgage

Document Number	2025000138536
Date	Oct 27, 2025
Instrument	2025000138536

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Dec 21, 2021
Property Address	280 WATERS RIDGE DR, LAVON, TX 75166-1926
Document Number	0002562530
Map Reference	VOL 2021 PG 713
Instrument Date	Dec 17, 2021
Instrument	20211221002562530
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5701 TIME SQUARE # 360, 360, AMARILLO, TX 79119-1113

Mortgage

Document Number	0002562540
Date	Dec 21, 2021
Instrument	20211221002562540

Lender

Name	PLAINSCAPITAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 280 Waters Ridge Dr was $8,963, up 114.5% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Lavon City
Unified School District	Community Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,963.00 (+114.48%)	$332,794 Land $80,483 Building $252,311	$332,794 Land $80,483 Building $252,311
2024	$4,179.00
2023		$68,400 Land $68,400	$68,400 Land $68,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 280 Waters Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Waters Ridge Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK SUD serves 15,822 people · EPA ID TX0430037
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications, Wi-Five Broadband.

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