280 Ware Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 280 Ware Rd, Pontotoc, MS 38863

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,920 sqft · built 2020
Lot Size	21.4 acres (934,362 sqft)
Owner	Individual Name on File
Tax Bill	$955 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125-15-000-004.02`

Property Details

APN / Parcel Number

Primary APN	`125-15-000-004.02`
Alternative APN	`15417`

Interior

Full Baths	1 Bath
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	934,362 sqft (21.4 acres)
Utility Building	120 sqft

Location & Zoning

Account Number	15417
Street Address	280 WARE RD
City	PONTOTOC
State	MS
Zip	38863-6145
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	21.45 AC NW1/4 20093632 9/10/09 631-386; 631-389 12/95 9/28/98 20055640* 20062339 5/11/06 20126545 12/27/12 20181960 5/23/18
Jurisdiction	PONTOTOC MS
Township / Civil Division	5
Census Block Group	2
Census Block	2049
Census Tract	950400

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	280 WARE RD, PONTOTOC, MS 38863-6145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 6, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 17, 2019	Warranty Deed, Transfer · FHA Mortgage SOUTHWEST STAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 6, 2024
Deed Sale	Feb 6, 2024
Prior Sale	Dec 17, 2019
Deed Document Number	2024000434
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	280 WARE RD, PONTOTOC, MS 38863-6145
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 WARE RD, PONTOTOC, MS 38863-6145

Mortgage

Document Number	2022001929
Date	Apr 29, 2022
Instrument	2022001929

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Feb 6, 2024
Property Address	280 WARE RD, PONTOTOC, MS 38863-6145
Document Number	2024000434
Instrument Date	Feb 1, 2024
Instrument	2024000434
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2180 VETERANS HWY E, PONTOTOC, MS 38863-6184

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 WARE RD, PONTOTOC, MS 38863-6145

Mortgage

Document Number	2024000435
Date	Feb 6, 2024
Instrument	2024000435

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Dec 17, 2019
Property Address	280 WARE RD, PONTOTOC, MS 38863-6145
Document Number	2019004701
Instrument Date	Dec 13, 2019
Instrument	2019004701
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 WARE RD, PONTOTOC, MS 38863-6145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 COUNTY ROAD 446, RIPLEY, MS 38663-7413

Mortgage

Document Number	2019004702
Date	Dec 17, 2019
Instrument	2019004702

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	364 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$955.00 (-15.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$7,474 (-15.3%)	$71,237 (-16.28%) Land $14,473 Building $56,764
2023	$1,128.00 Homeowner's exemption	$8,824	$85,093 Land $14,666 Building $70,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGOMA WATER ASSOCIATION public/private · serves 6,879 people · EPA ID MS0580001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Natchez Trace Electric Power Association Fiber	1,000 / 1,000
Fail Telecommunication Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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