Macon County property record for 280 W Ruby St, Macon, IL 62544 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 29,621 sqft (0.68 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $127,000 (2016) |
| Tax Bill | $3,403.00 (2025) |
| Primary APN | 16-16-29-477-019 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,296 sqft Living Area |
| Basement Area | 1,296 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 29,621 sqft (0.68 acres) |
| Porch Area | 224 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Account Number | 161629477019 |
|---|---|
| Street Address | 280 W RUBY ST |
| City | MACON |
| State | IL |
| Zip | 62544-9759 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DECOTAS 1ST ADD TO MACON LOT 22 IRREG |
| Legal Subdivision | DECOTAS 1ST ADD |
| Legal Lot Number | 22 |
| Jurisdiction | MACON IL |
| Minor Civil Division | SOUTH MACON |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 2602 |
Source: Macon County records · APN 16-16-29-477-019
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 W RUBY ST, MACON, IL 62544-9759 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · Line of Credit STALEY CREDIT UNION |
| Dec 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Nov 27, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2016 · Amount on Record |
| Deed Sale | Mar 23, 2016 · Amount on Record |
| Deed Doc Number | 20161901115 |
| Deed Book / Page | 4488 / 778 |
| Last Transfer Date | Nov 18, 2019 |
| Transfer Doc | 4711/552 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | May 05, 2026 |
| Property Address | 280 W RUBY ST, MACON, IL 62544-9759 |
| Document Number | 0000004880 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20264880 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CENTRAL ILLINOIS TITLE |
| Name | Verified Name |
|---|---|
| Address | 280 W RUBY ST, MACON, IL 62544-9759 |
| Document Number | 0000004880, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 20264880 |
| Name | STALEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 28, 2036 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 280 W RUBY ST, MACON, IL 62544-9759 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004932/277 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 4932/277 |
| Instrument | 2005802 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 03, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Nov 27, 2019 |
| Property Address | 280 W RUBY ST, MACON, IL 62544-9759 |
| Document Number | 4711/552 |
| Book / Page | 4711 / 552 |
| Map Reference | PB 1575 PG 74 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 1954496 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 280 W RUBY ST, MACON, IL 62544-9759 |
| Document Number | 1954497 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 1954497 |
| Name | BUSEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
Source: Macon County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | South Macon Township |
| Municipality | Macon City |
| Unified School District | Meridian Community Unit School District 15 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,403.00 (+4.71%) Homeowner's exemption | $52,172 (+4.88%) Land $6,514 Building $45,658 | $156,532 (+4.88%) Land $19,544 Building $136,988 |
| 2024 | $3,250.00 | $49,745 Land $6,211 Building $43,534 | $149,250 Land $18,635 Building $130,615 |
280 W Ruby St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Macon County (17115C), updated November 28, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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