280 W Main St, Monterey, VA 24465 Property Records

Highland County property record for 280 W Main St, Monterey, VA 24465

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,388 sqft · built 1907
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,230 (2026)
Flood Zone	Zone AE (high risk)
APN	`31A1 A 17`

Property Details

APN / Parcel Number

Primary APN	`31A1 A 17`
Alternative APN	`2100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,388 sqft Living Area
Basement Area	602 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Victorian
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Metal
Lot Area	12,632 sqft (0.29 acres)
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	271 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2100
Street Address	280 W MAIN ST
City	MONTEREY
State	VA
Zip	24465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S30W17SW3,3W5WN3,3 N8N7N15E14E14; S5W8SW3,3W18WN7,8 E8SE3,3E5EN3,3E17; W8N8E8S8; W8N7E8S7; W8N15E8S15; N8E14S8W14;
Jurisdiction	HIGHLAND VA
Township / Civil Division	MONTEREY
Census Block Group	2
Census Block	2041
Census Tract	970100

Owner

280 W Main St is owned by two individuals who acquired it in August 2005.

Source: Highland County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4433 MOUNTAIN TPKE, MONTEREY, VA 24465-2590
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2005
Deed Sale	Aug 19, 2005
Deed Document Number	2005440
Deed Book / Page	134 / 151
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 280 W Main St was $1,230.

Source: Highland County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Highland County
Municipality	Monterey Town
Unified School District	Highland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,230.00	$241,300 Land $25,000 Building $216,300
2024			$241,300 Land $25,000 Building $216,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 W Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 W Main St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MONTEREY serves 300 people · EPA ID VA2091150
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 500