280 W Cole Ave, Wheaton, IL 60187 Property Records

DuPage County property record for 280 W Cole Ave, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,472 sqft · built 1988
Lot Size0.38 acres (16,553 sqft)
OwnerTrust Name on File
Last Sale$300,000 (Jul 1996)
Tax Bill$11,358 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-09-106-024

Property Details

APN / Parcel Number

Primary APN05-09-106-024

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,472 sqft Living Area
Gross Area3,920 sqft
Basement Area965 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeFrame
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions13.2 ft deep x 12.5 ft wide
View / LotCorner
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck AreaDeck Area
Patio Area256 sqft

Location & Zoning

Street Address280 W COLE AVE
CityWHEATON
StateIL
Zip60187-3124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTEN TALENTS ESTATES ALL
Legal SubdivisionTEN TALENTS ESTATES
Legal Lot Number1
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group3
Census Block3008
Census Tract841801

Owner

280 W Cole Ave is owner-occupied and held in a trust since December 2014.

Source: DuPage County records, as of August 17, 2026

Owner of RecordTrust Name on File
Mailing Address280 W COLE AVE, WHEATON, IL 60187-3124
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 1996 · Amount on File
Deed SaleJul 16, 1996 · Amount on File
Deed Document Number1996117940
Last Transfer DateDec 9, 2014
Transfer Doc0000049215
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address280 W COLE AVE, WHEATON, IL 60187-3124
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 W COLE AVE, WHEATON, IL 60187-3124

Mortgage

Document Number0000075345
DateNov 21, 2025
InstrumentR2025-075345
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueOct 25, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 280 W Cole Ave was $11,358 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,358.00$203,518 Land $60,141 Building $143,377$610,554 Land $180,423 Building $430,131
2022$10,543.00 Homeowner's exemption Senior Citizen's exemption$163,240 Land $48,250 Building $114,990$489,720 Land $144,750 Building $344,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 W Cole Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims14 (1978–2013)
Claims Outside the SFHA8 of 14
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 W Cole Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on W Cole Ave

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