Seminole County property record for 280 W 3rd St, Chuluota, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,385 sqft · built 1984 |
| Lot Size | 0.379 acres (16,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Nov 2022) |
| Tax Bill | $5,546 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-21-32-5CF-2600-0090 |
| Primary APN | 21-21-32-5CF-2600-0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,385 sqft Living Area |
| Gross Area | 2,913 sqft |
| 1st Floor Area | 1,857 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,500 sqft (0.379 acres) |
| Lot Dimensions | 150 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 584 sqft |
| Patio Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 280 W 3RD ST |
|---|---|
| City | CHULUOTA |
| State | FL |
| Zip | 32766-9088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 9 BLK 26 NORTH CHULUOTA PB 2 PG 54 TO 58 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 21 |
| Legal Subdivision | NORTH CHULUOTA |
| Legal Tract | 5CF |
| Legal Block | 26 |
| Legal Lot Number | 9 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21203 |
Source: Seminole County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 280 W 3RD ST, CHULUOTA, FL 32766-9088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIDELITY NATIONAL TITLE |
| Jan 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 3, 2022 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Nov 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2022 · Amount on Record |
| Deed Sale | Nov 3, 2022 · Amount on Record |
| Prior Sale | Nov 20, 2020 · Amount on Record |
| Deed Document Number | 2022122054 |
| Deed Book / Page | 10342 / 1357 |
| Prior Transfer Date | Oct 1, 2003 |
| Prior Transfer Doc | 5164000543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 28, 2026 |
| Property Address | 280 W 3RD ST, CHULUOTA, FL 32766-9088 |
| Document Number | 0000052758 |
| Book / Page | 11045 / 1446 |
| Instrument Date | May 18, 2026 |
| Instrument | 202652758 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 280 W 3RD ST, CHULUOTA, FL 32766-9088 |
| Document Number | 0000052758, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 11045/1446 |
| Instrument | 202652758 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 280 W 3RD ST, CHULUOTA, FL 32766-9088 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 280 W 3RD ST, CHULUOTA, FL 32766-9088 |
| Document Number | 0105721434 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 10572/1434 |
| Instrument | 2024009021 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 3, 2022 |
| Property Address | 280 W 3RD ST, CHULUOTA, FL 32766-9088 |
| Document Number | 0103421357 |
| Book / Page | 10342 / 1357 |
| Map Reference | MB 2 PG 54-58 |
| Instrument Date | Oct 9, 2022 |
| Instrument | 2022122054 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 VISTA VERDI CIR # CIR205, 107, LAKE MARY, FL 32746-1622 |
| Name | Verified Name |
|---|---|
| Address | 280 W 3RD ST, CHULUOTA, FL 32766-9088 |
| Document Number | 0103421361 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 10342/1361 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 280 W 3RD ST, CHULUOTA, FL 32766-9088 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3210 BUCKLAND ST, DELTONA, FL 32738-5416 |
| Document Number | 0099840660 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 9984/660 |
| Instrument | 2021091732 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Jul 25, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 20, 2020 |
| Property Address | 280 W 3RD ST, CHULUOTA, FL 32766-9088 |
| Document Number | 0097671127 |
| Book / Page | 9767 / 1127 |
| Map Reference | MB 2 PG 54 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 2020134304 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST SERVICE TTL OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 280 W 3RD ST, 280, CHULUOTA, FL 32766-9088 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 280 W 3RD ST, CHULUOTA, FL 32766-9088 |
| Document Number | 0097671128 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 9767/1128 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,546.00 (+9.07%) Homeowner's exemption | $422,290 (+5.99%) | $454,141 (+13.98%) Land $135,960 Building $318,181 |
| 2023 | $5,085.00 (-0.88%) Homeowner's exemption | $398,436 (+5.06%) | $398,436 (-0.66%) Land $101,970 Building $296,466 |
| 2022 | $5,130.00 | $379,248 | $401,075 Land $107,635 Building $293,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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