280 Ventana Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 280 Ventana Way, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,235 sqft · built 2000
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on Record
Last Sale	$2,900,000 (Apr 2022)
Tax Bill	$20,737 (2025)
Deeds & Mortgages	Apr 2022 Sale Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-161-18`

Property Details

APN / Parcel Number

Primary APN	`053-161-18`
Alternative APN	`053-161-18-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	3,235 sqft Living Area
Gross Area	4,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,846 sqft (0.249 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	927 sqft
Parking Spaces	4 Parking Spaces
Deck Area	237 sqft
Patio Area	237 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	280 VENTANA WAY
City	APTOS
State	CA
Zip	95003-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	TRACT 1304 SEASCAPE UPLANDS
Legal Lot Number	32
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1014
Census Tract	122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	280 VENTANA WAY, APTOS, CA 95003-5535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
Jul 19, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 18, 2017	Quit Claim Deed, Transfer Quitclaim
May 11, 2017	Quit Claim Deed, Transfer JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	202211374
Prior Transfer Date	Jul 18, 2017
Prior Transfer Doc	0000023454
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 8, 2022
Property Address	280 VENTANA WAY, APTOS, CA 95003-5535
Document Number	0000011374
Map Reference	MB 93 PG 22
Instrument Date	Mar 31, 2022
Instrument	2022-0011374
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$3,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 VENTANA WAY, APTOS, CA 95003-5535

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 19, 2019
Property Address	280 VENTANA WAY, APTOS, CA 95003-5535
Document Number	0000020379
Map Reference	MB 93 PG 22
Instrument Date	Jul 14, 2019
Instrument	2019-0020379
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	280 VENTANA WAY, APTOS, CA 95003-5535

Mortgage

Document Number	0000020380
Date	Jul 19, 2019
Instrument	2019-0020380

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 18, 2017
Property Address	280 VENTANA WAY, APTOS, CA 95003-5535
Document Number	0000023454
Instrument Date	Jul 18, 2017
Instrument	23454
Transaction Type	Transfer
Record Updated	Aug 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	280 VENTANA WAY APTOS CA 950035535, APTOS, CA 95003-5535

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 11, 2017
Property Address	280 VENTANA WAY, APTOS, CA 95003-5535
Document Number	0000015585
Instrument Date	May 3, 2017
Instrument	15585
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 VENTANA WAY APTOS CA 950035535, APTOS, CA 95003-5535

Mortgage

Document Number	15586
Date	May 11, 2017
Instrument	15586

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,732,865 (+2%) Land $1,213,005 Building $519,860
2025	$20,737.00 (+9.54%) Homeowner's exemption	$1,698,887 (+4.04%) Land $1,189,221 Building $509,666
2023	$18,931.00 (-3.69%) Homeowner's exemption	$1,632,917 Land $1,143,042 Building $489,875	$2,697,390
2022	$19,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Razzolink, Surfnet Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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