280 Varnum Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 280 Varnum Ave, Lowell, MA 01854

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,572 sqft · built 1880
Lot Size0.16 acres (6,970 sqft)
Owner2 Companies on Record
Last Sale$135,000 (Dec 1997)
Tax Bill$6,710 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNB14410

Property Details

APN / Parcel Number

Primary APNB14410
Alternative APNs
  • LOWE M:84 B:5880 L:280
  • M:000084 T:B14410

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,572 sqft Living Area
Gross Area4,523 sqft
1st Floor Area1,171 sqft
Basement Area1,171 sqft
Unfinished Basement1,171 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberB14410
Street Address280 VARNUM AVE
CityLOWELL
StateMA
Zip01854-2513
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeSSF
Legal Block5880
Legal Lot Number280
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1014
Census Tract310602

Owner

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Companies on Record
Mailing Address280 VARNUM AVE, LOWELL, MA 01854-2513
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 1997 · Amount on Record
Deed SaleDec 5, 1997 · Amount on Record
Last Transfer DateFeb 19, 2025
Transfer Doc0039080-10
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address280 VARNUM AVE, LOWELL, MA 01854-2513
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34568-39
DateSep 1, 2020
Book Page34568/39
Instrument41689
Lender
NameTD BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,710.00 (+11.48%)$584,500 (+15.65%) Land $147,900 Building $436,600
2024$6,019.00 (+9%)$505,400 (+13.68%) Land $119,300 Building $386,100
2023$5,522.00$444,600 Land $97,400 Building $347,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies333 units insured
incl. 324 condo units
Nearby Flood Claims27 (1979–2015)
Claims Outside the SFHA5 of 27
Most Recent ClaimFeb 2015 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2006 · 17 claims
  • Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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