280 Valley St, Dubuque, IA 52003 Property Records

Dubuque County property record for 280 Valley St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,365 sqft · built 1885
Lot Size	0.656 acres (28,600 sqft)
Owner	Owner Name on File
Last Sale	$70,000 (Sep 2011)
Tax Bill	$2,498 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-25-464-002`

Property Details

APN / Parcel Number

Primary APN	`10-25-464-002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	780 sqft
Attic Area	273 sqft
Basement Area	936 sqft
Game Room	Game Room

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Lot Area	28,600 sqft (0.656 acres)
Lot Dimensions	200 ft deep x 143 ft wide
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Patio Area	400 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	280 VALLEY ST
City	DUBUQUE
State	IA
Zip	52003-7564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1 ASPEN SUB
Legal Subdivision	BRYANT
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3000
Census Tract	801

Owner

Source: Dubuque County records · APN 10-25-464-002

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	280 VALLEY ST, DUBUQUE, IA 52003-7564
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2011 · Amount on Record
Deed Sale	Sep 08, 2011 · Amount on Record
Deed Document Number	2011-00012616
Record Updated	Jun 07, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	280 VALLEY ST, DUBUQUE, IA 52003-7564
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009432
Date	Oct 03, 2023
Instrument	2023-00009432

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 02, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,300 (+11.58%) Land $50,500 Building $154,800	$205,300 (+11.58%) Land $50,500 Building $154,800
2024	$2,498.00 (+4.26%)
2023		$184,000 (+24.43%) Land $45,900 Building $138,100	$184,000 (+24.43%) Land $45,900 Building $138,100
2022	$2,396.00 Homeowner's exemption	$147,870 Land $41,350 Building $106,520
2021			$147,870 Land $41,350 Building $106,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 9, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Hawkeye Topco Holdings Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Comelec Services, Lumen Technologies.

Based on FCC filings for 298 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.