Cherokee County property record for 280 Twin Pond Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,200 sqft · built 2020 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,500 (Jul 1999) |
| Tax Bill | $1,118 (2025) |
| Deeds & Mortgages | Dec 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 456100260018000 |
| Primary APN | 456100260018000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,200 sqft Heated Area |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 148,104 sqft (3.4 acres) |
| Lot Dimensions | 451 ft deep x 303 ft wide |
| Porch | Open Porch |
| Porch Area | 366 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 550050097117 |
|---|---|
| Street Address | 280 TWIN POND RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-4978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 JAMES A PERKINS PROP 869/135 |
| Legal Phase | 869 |
| Legal Lot Number | 1 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 930603 |
280 Twin Pond Rd is owned by an individual who bought it in July 1999.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1271, OLD TOWN, FL 32680-1271 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1999 · Amount on File |
| Deed Sale | Jul 1, 1999 · Amount on File |
| Deed Document Number | 0000869135 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 280 TWIN POND RD, MURPHY, NC 28906 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01632/1007 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 01632/1007 |
| Instrument | 06545 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
The 2025 property tax bill for 280 Twin Pond Rd was $1,118.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,118.00 | $157,370 | $157,370 Land $12,000 Building $145,370 |
| 2023 | $157,370 | $157,370 Land $12,000 Building $145,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 Twin Pond Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 Twin Pond Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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