Franklin County property record for 280 Tracy Dr, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,576 sqft · built 1977 |
| Lot Size | 0.439 acres (19,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $679,900 (May 2020) |
| Tax Bill | $4,567 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048 01-084 00 |
| Primary APN | 048 01-084 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 3,344 sqft |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 2,360 sqft |
| Finished Basement | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,149 sqft (0.439 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Driveway | Concrete Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 968 sqft |
| Patio Area | 596 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Storage Building | Storage Building |
| Boat Access | Boat Access |
| Boat House | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 14530 |
|---|---|
| Street Address | 280 TRACY DR |
| City | MONETA |
| State | VA |
| Zip | 24121-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DEER CREEK ESTATES LOT 15 SECTION 3 |
| Legal Subdivision | DEER CREEK ESTATES |
| Legal Lot Number | 15 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20103 |
Source: Franklin County records · APN 048 01-084 00
Assessment roll updated June 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 280 TRACY DR, MONETA, VA 24121-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMALGAMATED BANK |
| May 29, 2020 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Prior Sale | Mar 22, 2006 |
| Deed Document Number | 20203523 |
| Deed Book / Page | 1140 / 83 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 280 TRACY DR, MONETA, VA 24121-3418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011591467 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 1159/1467 |
| Instrument | 210002723 |
| Name | AMALGAMATED BANK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | May 29, 2020 |
| Property Address | 280 TRACY DR, MONETA, VA 24121-3418 |
| Document Number | 0011400083 |
| Book / Page | 1140 / 83 |
| Map Reference | MB 6 PG 6 |
| Instrument Date | May 27, 2020 |
| Instrument | 200003523 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 280 TRACY DR, MONETA, VA 24121-3418 |
| Document Number | 200003524 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 200003524 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Number | 0011400086 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 1140/86 |
| Instrument | 200003644 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,567.00 (+19.31%) | $1,062,300 (+69.24%) Land $210,000 Building $852,300 | $1,062,300 (+69.24%) Land $210,000 Building $852,300 |
| 2023 | $3,828.00 | $627,700 (-) Land $205,000 Building $422,700 | $627,700 (-) Land $205,000 Building $422,700 |
| 2022 | $627,700 Land $205,000 Building $422,700 | $627,700 Land $205,000 Building $422,700 |
Source: FEMA National Flood Hazard Layer as of January 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2012–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Cable | 1,000 / 50 |
| ZiTEL Fiber | 960 / 960 |
May also be available: SML Wireless, Verizon.
Based on FCC filings for 74 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA POINTE LANDING serves 115 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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