280 Terry Ln, Rockwall, TX 75032 Property Records

Rockwall County property record for 280 Terry Ln, Rockwall, TX 75032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 4,831 sqft
Lot Size1.85 acres (80,673 sqft)
Owner2 Individual Names on Record
Last Sale$373,065 (Jul 2024)
Tax Bill$6,374 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNR97696

Property Details

APN / Parcel Number

Primary APNR97696
Alternative APNs
  • S4136-000A-0002-00-0R
  • 97696

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area4,831 sqft Living Area
Gross Area7,323 sqft
1st Floor Area4,831 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Roof TypeGable/Hip
Lot Area80,673 sqft
Garage TypeAttached
Garage Area1,808 sqft
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address280 TERRY LN
CityROCKWALL
StateTX
Zip75032-8804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLE RUISSEAU PHASE 1, BLOCK A, LOT 2
Legal SubdivisionLE RUISSEAU PHASE 1
Legal Phase1
Legal Tract2
Legal BlockA
Legal Lot Number2
JurisdictionROCKWALL TX
Township / Civil DivisionSOUTH ROCKWALL
Census Block Group2
Census Block2017
Census Tract40511

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 FALCONS VIEW PASS, ROCKWALL, TX 75032-6283
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2024 · Amount on Record
Deed SaleJul 1, 2024 · Amount on Record
Deed Document Number202411514
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Recording DateJun 9, 2026
Property Address280 TERRY LN, ROCKWALL, TX 75032-8804
Document Number0000010878
Instrument DateJun 4, 2026
Instrument202610878
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 GALENDA DR, ROCKWALL, TX 75032-0179

Mortgage

Document Number0000010878,
DateJun 9, 2026
Instrument202610878
Lender
NameALLIANCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHeath City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,223,560 (+205.89%) Land $292,616 Building $930,944$1,223,560 (+205.89%) Land $292,616 Building $930,944
2025$6,374.00 (+7.63%)$400,000 (+37.13%) Land $400,000$400,000 (+37.13%) Land $400,000
2024$5,922.00 (+29.1%)
2023$4,587.00 (+66.5%)$291,690 Land $291,690$291,690 Land $291,690
2021$2,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HEATH
serves 10,464 people · EPA ID TX1990014
Water SourcePurchased surface water from CITY OF ROCKWALL
Last State InspectionMay 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Wi-Five Broadband
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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