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280 Sunfish Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 280 Sunfish Dr, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,088 sqft · built 2020
Lot Size0.205 acres (8,930 sqft)
Owner2 Individual Names on Record
Last Sale$292,877 (Aug 2020)
Tax Bill$4,030 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-27-35-520574-001330

Property Details

APN / Parcel Number

Primary APN26-27-35-520574-001330
Alternative APNs
  • 352726520574001330
  • 52726000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,088 sqft Living Area
Gross Area3,529 sqft
1st Floor Area1,307 sqft
Upper Floors Area1,781 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialOther
Lot Area8,930 sqft (0.205 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area388 sqft

Location & Zoning

Street Address280 SUNFISH DR
CityWINTER HAVEN
StateFL
Zip33881-9418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE LUCERNE PHASES 2 AND 3 PB 173 PG 1-3 LOT 133
Legal Range26E
Legal Township27S
Legal Section35
Legal SubdivisionLAKE LUCERNE PHASES 2 AND 3
Legal Block2
Legal Lot Number133
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2000
Census Tract12804

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address280 SUNFISH DR, WINTER HAVEN, FL 33881-9418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Deed Document Number2020177194
Deed Book / Page11353 / 658
Record UpdatedOct 29, 2026

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateAug 27, 2020
Property Address280 SUNFISH DR, WINTER HAVEN, FL 33881-9418
Document Number0113530658
Book / Page011353 / 000658
Instrument DateAug 25, 2020
Instrument177194
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 16, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,050.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address280 SUNFISH DR WINTER HAVEN FL 338819418, WINTER HAVEN, FL 33881-9418

Mortgage

Document Number113530660
DateAug 27, 2020
Book Page011353/000660
Instrument177195
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75039
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,992 (+2.7%)$289,008 (-7.75%) Land $50,000 Building $239,008
2025$4,030.00 (+5.89%) Homeowner's exemption$258,999 (+5.99%)$313,271 (-6.84%) Land $50,000 Building $263,271
2023$3,806.00 (+2.86%) Homeowner's exemption$244,369 (+3%)$336,272 (+25.42%) Land $48,000 Building $288,272
2022$3,700.00 Homeowner's exemption$237,251$268,115 Land $40,000 Building $228,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims7 (2004–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWISS VILLAGE MHP
private · serves 1,410 people · EPA ID FL6532715
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereWINTER HAVEN WATER DEPARTMENT
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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