Seminole County property record for 280 Suncrest Ct, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,988 sqft · built 1995 |
| Lot Size | 0.25 acres (10,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,000 (Jun 2019) |
| Tax Bill | $7,753 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-21-31-512-0000-0040 |
| Primary APN | 27-21-31-512-0000-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,988 sqft Living Area |
| Gross Area | 3,504 sqft |
| 1st Floor Area | 1,388 sqft |
| Upper Floors Area | 1,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,880 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 466 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 280 SUNCREST CT |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-9665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 4 CHAPMAN GROVES PB 48 PGS 44 TO 46 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 27 |
| Legal Subdivision | CHAPMAN GROVES |
| Legal Tract | 512 |
| Legal Lot Number | 4 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 21320 |
280 Suncrest Ct is owned and occupied by two individuals who bought it in June 2019.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 280 SUNCREST CT, OVIEDO, FL 32765-9665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on File |
| Deed Sale | Jun 25, 2019 · Amount on File |
| Prior Sale | Sep 1, 2006 · Amount on File |
| Deed Document Number | 201967698 |
| Deed Book / Page | 9381 / 636 |
| Prior Transfer Date | Sep 22, 2006 |
| Prior Transfer Doc | 0064840853 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 280 SUNCREST CT, OVIEDO, FL 32765-9665 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 280 SUNCREST CT, OVIEDO, FL 32765-9665 |
| Document Number | 0103501408 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 10350/1408 |
| Instrument | 2022127771 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 25, 2019 |
| Property Address | 280 SUNCREST CT, OVIEDO, FL 32765-9665 |
| Document Number | 0093810636 |
| Book / Page | 09381 / 0636 |
| Map Reference | MB 48 PG 44-46 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 2019067698 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | AMERICAS TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,534.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 622527, OVIEDO, FL 32762-2527 |
| Name | Verified Name |
|---|---|
| Address | 280 SUNCREST CT, OVIEDO, FL 32765-9665 |
| Document Number | 0009381640 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 09381/640 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 280 Suncrest Ct was $7,753 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,753.00 Homeowner's exemption | $500,127 Land $116,000 Building $384,127 | $500,127 Land $116,000 Building $384,127 |
| 2023 | $7,322.00 (+11.18%) | $508,077 (+15.63%) | $508,077 (+7.34%) Land $116,000 Building $392,077 |
| 2022 | $6,586.00 | $439,410 | $473,354 Land $85,000 Building $388,354 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 Suncrest Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 Suncrest Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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