Habersham County property record for 280 Summit Dr, Alto, GA 30510
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1966 |
| Lot Size | 1.69 acres (73,616 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,500 (Aug 2005) |
| Tax Bill | $2,856 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054 052 |
| Primary APN | 054 052 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Heated Area |
| Gross Area | 3,344 sqft |
| 1st Floor Area | 1,716 sqft |
| Basement Area | 888 sqft |
| Unfinished Basement | 888 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 73,616 sqft (1.69 acres) |
| Lot Dimensions | 275 ft deep x 290 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 64 sqft |
| Storage Building | 120 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 387372 |
|---|---|
| Street Address | 280 SUMMIT DR |
| City | ALTO |
| State | GA |
| Zip | 30510-4115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-189 LT 27 PB 7-124 718-747 |
| Legal Lot Number | 27 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 601 |
280 Summit Dr is owned and occupied by an individual who bought it in August 2005.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 SUMMIT DR, ALTO, GA 30510-4115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2005 · Amount on File |
| Deed Sale | Aug 18, 2005 · Amount on File |
| Deed Document Number | 20052411 |
| Deed Book / Page | 718 / 747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 280 SUMMIT DR, ALTO, GA 30510-4115 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 280 SUMMIT DR, ALTO, GA 30510-4115 |
| Document Number | 0000001346/0000000824 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 0000001346/0000000824 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 280 Summit Dr was $2,856.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Alto Town |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,856.00 | $105,135 Land $36,000 Building $69,135 | $262,838 Land $90,000 Building $172,838 |
| 2023 | $1,103.00 (+14.3%) | $42,524 (+14.32%) Land $3,600 Building $38,924 | $106,310 (+14.32%) Land $9,000 Building $97,310 |
| 2022 | $965.00 | $37,196 Land $3,600 Building $33,596 | $92,990 Land $9,000 Building $83,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 280 Summit Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 280 Summit Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTO serves 2,737 people · EPA ID GA1370000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: TrailWave, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures