280 Summit Crest Dr, Jacksonville, AL 36265 Property Records

Calhoun County property record for 280 Summit Crest Dr, Jacksonville, AL 36265

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,592 sqft · built 2002
Lot Size	1.54 acres (67,126 sqft)
Owner	2 Individual Names on Record
Tax Bill	$992 (2023)
Deeds & Mortgages	Sep 2020 Reverse Mortgage Sep 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-08-28-0-000-017.020`

Property Details

APN / Parcel Number

Primary APN	`07-08-28-0-000-017.020`
Alternative APNs	`192358` `74824`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	2,461 sqft
1st Floor Area	1,592 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Stone
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	67,126 sqft (1.54 acres)
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	192358
Street Address	280 SUMMIT CREST DR
City	JACKSONVILLE
State	AL
Zip	36265-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 28 TWP 13 RNG 08 TIMBER RUN SUB BLK B LOT 10
Legal Range	08E
Legal Township	13S
Legal Section	28
Legal Subdivision	TIMBER RUN SUBDIVISION
Legal Block	B
Legal Lot Number	10
Jurisdiction	CALHOUN AL
Township / Civil Division	JACKSONVILLE
Census Block Group	3
Census Block	3024
Census Tract	2400

Owner

Source: Calhoun County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 SUMMIT CREST DR, JACKSONVILLE, AL 36265-9005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Reverse Mortgage HUD
Sep 8, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 18, 2020
Transfer Doc	3269/185
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	280 SUMMIT CREST DR, JACKSONVILLE, AL 36265-9005
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4964/766
Date	Sep 8, 2020
Book Page	4964/766
Instrument	4964-0766

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	770 Months
Due	Nov 2, 2084

Interest

Rate Type	Fixed Rate

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN AL
Recording Date	Sep 8, 2020
Property Address	280 SUMMIT CREST DR, JACKSONVILLE, AL 36265-9005
Document Number	3269/185
Book / Page	3269 / 185
Map Reference	MB CC PG 76
Instrument Date	Aug 18, 2020
Instrument	3269-0185
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	FNC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 SUMMIT CREST DR, JACKSONVILLE, AL 36265-9005

Mortgage

Document Number	49640752
Date	Sep 8, 2020
Instrument	4964/0752

Lender

Name	AMERICAN ADVISORS GROUP

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$22,780 (-10.46%)	$227,720 (-10.49%) Land $30,000 Building $197,720
2023	$992.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$25,442 Land $3,000 Building $22,442	$254,420 Land $30,000 Building $224,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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