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280 Spring Harbor Dr, Spring City, TN 37381 Property Records

Rhea County property record for 280 Spring Harbor Dr, Spring City, TN 37381

Property Summary

Property TypeSingle Family Home
Details6 ba · 4,648 sqft · built 2007
Lot Size0.334 acres (14,559 sqft)
Owner2 Individual Names on Record
Last Sale$860,000 (Aug 2019)
Tax Bill$6,412 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN072031L A 02600

Property Details

APN / Parcel Number

Primary APN072031L A 02600
Alternative APN
  • 031L A 02600

Interior

Full Baths6 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area4,648 sqft Living Area
1st Floor Area3,770 sqft
Upper Floors Area878 sqft
Basement Area1,885 sqft
Finished Basement1,885 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,559 sqft
Lot Dimensions353 ft deep x 41 ft wide
Garage TypeUnfinished
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area1,096 sqft
Deck Area40 sqft
Patio Area1,250 sqft
Shed1 Shed
Shed Area1 sqft
Boat AccessBoat Access
Boat House884 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address280 SPRING HARBOR DR
CitySPRING CITY
StateTN
Zip37381-5817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 1; SUBDIVISION: SPRING COVE; BLOCK: 180
Legal SubdivisionSPRING COVE
Legal Block180
Legal Lot Number26 41
JurisdictionRHEA TN
Township / Civil Division2
Census Block Group1
Census Block1094
Census Tract975000

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address102 LENOX RD SE, CALHOUN, GA 30701-7041
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Aug 20, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTERSTATE BK NA
Sep 12, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 20, 2019 · Amount on Record
Deed SaleAug 20, 2019 · Amount on Record
Prior SaleAug 20, 2019 · Amount on Record
Deed Document Number0000012472
Deed Book / Page477 / 366
Last Transfer DateMar 31, 2021
Transfer Doc0000006830
Record UpdatedJun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRHEA TN
Recording DateMar 31, 2021
Property Address280 SPRING HARBOR DR, SPRING CITY, TN 37381-5817
Document Number0000006830
Book / Page492 / 187
Map ReferenceMB 4 PG 207
Instrument DateMar 26, 2021
Instrument21006830
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanyCHATTANOOGA TITLE, CHATTANOOGA TITLE INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1 E 3RD AVE, ROME, GA 30161-3228

Mortgage

Document Number0000006831
DateMar 31, 2021
Instrument21006831
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateAug 20, 2019
Property Address280 SPRING HARBOR DR, SPRING CITY, TN 37381-5817
Document Number0000012472
Book / Page000477 / 000366
Instrument DateAug 14, 2019
Instrument12472
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyCHATTANOOGA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,182.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 VICTORY CT CALHOUN GA 307012458, CALHOUN, GA 30701-2458

Mortgage

Document Number12473
DateAug 20, 2019
Book Page000614/000412
Instrument12473
Lender
NameCENTERSTATE BK NA
TypeBank
AddressWINTER HAVEN, FL 33881
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRHEA TN
Recording DateSep 12, 2018
Property Address280 SPRING HARBOR DR, SPRING CITY, TN 37381-5817
Document Number0000008041
Book / Page000469 / 000231
Instrument DateSep 10, 2018
Instrument8041
Transaction TypeTransfer
Record UpdatedSep 24, 2018
Title CompanyJONES RAULSTON TITLE INSURANCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,867.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address280 SPRING HARBOR DR SPRING CITY TN 373815817, SPRING CITY, TN 37381-5817

Mortgage

Document Number8043
DateSep 12, 2018
Book Page000599/000768
Instrument8043
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 11, 2048

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,412.00 (+46.63%)$475,480 (+145.16%) Land $80,000 Building $395,480
2024$1,188,700 (+53.22%) Land $200,000 Building $988,700
2022$193,950 Land $50,000 Building $143,950$775,800 Land $200,000 Building $575,800
2021$4,373.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims7 (1990–2023)
Claims Outside the SFHA4 of 7
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

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