280 Spence Ave, Milpitas, CA 95035 Property Records

Santa Clara County property record for 280 Spence Ave, Milpitas, CA 95035 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,996 sqft · built 1955
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,187 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`022-25-026`

Property Details

APN / Parcel Number

Primary APN	`022-25-026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
Gross Area	1,401 sqft
1st Floor Area	1,401 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	02225026
Street Address	280 SPENCE AVE
City	MILPITAS
State	CA
Zip	95035-4848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1366 MILPITAS MANOR BOOK 53 PAGE 18 PAGE 19 LOT 30
Legal Subdivision	MILPITAS MANOR
Legal Tract	1366
Legal Lot Number	30
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4010
Census Tract	504507

Owner

Source: Santa Clara County records · APN 022-25-026

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3089 CALAVERAS RD, MILPITAS, CA 95035-7213
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	280 SPENCE AVE, MILPITAS, CA 95035-4848
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 SPENCE AVE, MILPITAS, CA 95035-4848

Mortgage

Document Number	0025065362
Date	Aug 13, 2021
Instrument	25065362

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$178,914 (+2%) Land $22,586 Building $156,328
2025	$2,187.00 (+6.01%)	$175,407 (+4.04%) Land $22,144 Building $153,263
2023	$2,063.00 (-3.6%) Homeowner's exemption	$168,597 Land $21,285 Building $147,312
2022	$2,140.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855045074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 98 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	98 in force 79 of 98 on primary residences
Nearby Flood Claims	14 (1983–2022)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Dec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Flood Events	Coastal Storms, Floods, Slides & Tornadoes (Mar 1983), 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.