280 Skyland Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 280 Skyland Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,602 sqft · built 2020
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Oct 2025)
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Oct 2025 Foreclosure Aug 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`455300204054000`

Property Details

APN / Parcel Number

Primary APN	`455300204054000`
Alternative APNs	`47730` `58295`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	1,602 sqft Heated Area
Gross Area	4,564 sqft
1st Floor Area	1,602 sqft
Basement Area	1,602 sqft
Finished Basement	1,602 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	376 ft deep x 185 ft wide
Terrain	Mountain
Porch	Slab
Porch Area	438 sqft
Deck Area	922 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58295
Street Address	280 SKYLAND TRL
City	MURPHY
State	NC
Zip	28906-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 HUNTER'S CLIFF P/O 1621/880
Legal Subdivision	HUNTERS CLIFF SUBDIVISION
Legal Lot Number	2,3
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1042
Census Tract	930603

Owner

Source: Cherokee County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5845 CISCO DR W, JACKSONVILLE, FL 32219-2751
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Public Action, Foreclosure
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage NANTAHALA BANK & TRUST COMPANY
Jan 28, 2021	Warranty Deed, Transfer
Aug 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	20255051
Deed Book / Page	1788 / 27
Record Updated	Sep 20, 2026

October 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CHEROKEE NC
Recording Date	Oct 15, 2025
Property Address	280 SKYLAND TRL, MURPHY, NC 28906-9728
Document Number	0001788/27
Book / Page	1788 / 27
Instrument Date	Oct 15, 2025
Instrument	5051
Transaction Type	Foreclosure
Record Updated	Nov 3, 2025

Transaction

Amount	Amount Recorded
Tax	$1,300.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 BIG KNOLL DR, BLAIRSVILLE, GA 30512-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5845 CISCO DR W, JACKSONVILLE, FL 32219-2751

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 25, 2022
Property Address	280 SKYLAND TRL, MURPHY, NC 28906-9728
Document Number	001719/556
Book / Page	1719 / 556
Map Reference	MB 1621 PG 880
Instrument Date	Jul 20, 2022
Instrument	5569
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 SKYLAND TRL, 280, MURPHY, NC 28906-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6310 PRESIDENTIAL LN, LAKELAND, FL 33811-2204

Mortgage

Document Number	0001719557
Date	Aug 25, 2022
Instrument	1719/557

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	280 SKYLAND TRL, MURPHY, NC 28906-9728
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 SKYLAND TRL, MURPHY, NC 28906-9728

Mortgage

Document Number	001709/964
Date	Apr 20, 2022
Book Page	1709/964
Instrument	2561

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	280 SKYLAND TRL, MURPHY, NC 28906-9728
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1652/272
Date	Aug 10, 2020
Book Page	1652/272
Instrument	4130

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	8.99%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 28, 2021
Property Address	280 SKYLAND TRL, MURPHY, NC 28906-9728
Document Number	1671/250
Book / Page	1671 / 250
Instrument Date	Jan 27, 2021
Instrument	663
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 SKYLAND TRL, 225, MURPHY, NC 28906-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1569, MURPHY, NC 28906-1569

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 26, 2019
Property Address	280 SKYLAND TRL, MURPHY, NC 28906-9728
Document Number	01621/0880
Book / Page	01621 / 0880
Instrument Date	Aug 19, 2019
Instrument	03951
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6091 PIMLICO CT, 6091, TALLAHASSEE, FL 32309-2412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SKYLAND TRL, MURPHY, NC 28906-9728

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,816.00	$387,470 (-)	$387,470 (-) Land $37,500 Building $349,970
2023		$387,470	$387,470 Land $37,500 Building $349,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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