Madison County property record for 280 Short Line Pike, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,128 sqft |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Apr 2006) |
| Tax Bill | $1,952 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-0000-0010-AA |
| Primary APN | 0074-0000-0010-AA |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,128 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Lot Area | 23,522 sqft (0.539 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Account Number | 42811 |
|---|---|
| Street Address | 280 SHORT LINE PIKE |
| City | BEREA |
| State | KY |
| Zip | 40403-9023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 (0.54 ACRES) |
| Legal Tract | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11101 |
280 Short Line Pike is owned and occupied by an individual who bought it in April 2006.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 280 SHORT LINE PIKE, BEREA, KY 40403-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK |
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2006 · Amount on File |
| Deed Sale | Apr 19, 2006 · Amount on File |
| Prior Sale | Jan 10, 2006 · Amount on File |
| Deed Document Number | 366029 |
| Deed Book / Page | D0605 / 570 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 280 SHORT LINE PIKE, BEREA, KY 40403-9023 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 280 SHORT LINE PIKE, BEREA, KY 40403-9023 |
| Document Number | 0M2189/441 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | M2189/441 |
| Instrument | 2014111192 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 12, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 280 SHORT LINE PIKE, BEREA, KY 40403-9023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | M01725/046 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | M01725/046 |
| Instrument | 2013953466 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 280 Short Line Pike was $1,952 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,952.00 Additional exemption filed | $207,000 | $207,000 |
| 2023 | $1,920.00 | $198,000 | $198,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 Short Line Pike in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 Short Line Pike is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Windstream.
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