280 Shore Rd, #C, Westerly, RI 02891 Property Records

Westerly Town property record for 280 Shore Rd, #C, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,648 sqft · built 1988
Owner	Individual Name on File
Last Sale	$477,000 (Feb 2021)
Tax Bill	$4,934 (2025)
Deeds & Mortgages	Feb 2021 Sale Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:131 B:47-F L:5-B`

Property Details

APN / Parcel Number

Primary APN	`M:131 B:47-F L:5-B`
Alternative APNs	`WEST M:131 B:47 L:F U:5B` `12084450`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,648 sqft Living Area
Gross Area	2,788 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	12084450
Street Address	280 SHORE RD, C
City	WESTERLY
State	RI
Zip	02891
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	47
Legal Lot Number	F
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3052
Census Tract	50902

Owner

280 Shore Rd, #C is owned by an individual who bought it in February 2021.

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31 HEDGEROSE LN, DELMAR, NY 12054-2466
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Executor's Deed, Transfer
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage WESTERLY CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Prior Sale	Sep 13, 2000 · Amount on File
Deed Document Number	2021823
Deed Book / Page	2021 / 3829
Record Updated	Oct 29, 2026

February 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 12, 2021
Property Address	280 SHORE RD # C, C, WESTERLY, RI 02891-3947
Document Number	2021-3829
Book / Page	2021 / 3829
Instrument Date	Feb 12, 2021
Instrument	2021-823
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 HEDGEROSE LN, DELMAR, NY 12054-2466

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	280 SHORE RD # C, C, WESTERLY, RI 02891-3947
Document Number	2018-5102
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 SHORE RD WESTERLY RI 028913947, WESTERLY, RI 02891-3947

Mortgage

Document Number	2018-5102
Date	Sep 12, 2018
Book Page	002018/015102
Instrument	3801

Lender

Name	WESTERLY CMNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 11, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 280 Shore Rd, #C was $4,934.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,934.00	$694,000 Building $694,000	$754,141
2023	$4,579.00 (+0.62%)	$476,000 (-) Building $476,000
2022	$4,551.00	$476,000 Building $476,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 Shore Rd, #C in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Shore Rd, #C is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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