280 Sandgate Dr, Smithville, TN 37166 Property Records

DeKalb County property record for 280 Sandgate Dr, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,352 sqft · built 2007
Lot Size	0.216 acres (9,439 sqft)
Owner	Company Name on Record
Last Sale	$342,500 (Jan 2026)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021037E A 07700`

Property Details

APN / Parcel Number

Primary APN	`021037E A 07700`
Alternative APN	`037E A 07700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,439 sqft
Lot Dimensions	139 ft deep x 67 ft wide
Terrain	Rolling
Deck Area	392 sqft
Patio Area	944 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	280 SANDGATE DR
City	SMITHVILLE
State	TN
Zip	37166-2889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 24; SUBDIVISION: BLUE WATER BAY PHASE I
Legal Subdivision	BLUE WATER BAY PHASE I
Legal Lot Number	93
Jurisdiction	DE KALB TN
Township / Civil Division	3
Census Block Group	1
Census Block	1007
Census Tract	920101

Owner

Source: DeKalb County records, as of February 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	113 LANDMARK LN, BRISTOL, TN 37620-2285
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK AND TRUST COMPANY
Jan 21, 2026	Warranty Deed, Transfer
Jan 21, 2026	Warranty Deed, Transfer DEKALB TITLE LLC, DEKALB TITLE
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Jan 21, 2026 · Amount on Record
Deed Document Number	222616
Deed Book / Page	611 / 877
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Recording Date	Aug 7, 2026
Property Address	280 SANDGATE DR, SMITHVILLE, TN 37166-2889
Document Number	0000225834
Book / Page	628 / 69
Instrument Date	Aug 7, 2026
Instrument	2026225834
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	113 LANDMARK LN, BRISTOL, TN 37620-2285

Mortgage

Document Number	0000225834,
Date	Aug 7, 2026
Book Page	628/69
Instrument	2026225834

Lender

Name	FIRST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Aug 7, 2029

Interest

Rate	6.49%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jan 21, 2026
Property Address	280 SANDGATE DR, SMITHVILLE, TN 37166-2889
Document Number	0006110879
Book / Page	611 / 879
Instrument Date	Jan 21, 2026
Instrument	222617
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 LANDMARK LN, BRISTOL, TN 37620-2285

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jan 21, 2026
Property Address	280 SANDGATE DR, SMITHVILLE, TN 37166-2889
Document Number	0006110877
Book / Page	611 / 877
Instrument Date	Jan 21, 2026
Instrument	222616
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	DEKALB TITLE LLC, DEKALB TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 LANDMARK LN, BRISTOL, TN 37620-2285

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Sep 1, 2020
Property Address	280 SANDGATE DR, SMITHVILLE, TN 37166-2889
Document Number	0000193512
Book / Page	000473 / 000621
Instrument Date	Aug 31, 2020
Instrument	193512
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 BENTWOOD DR KODAK TN 377642350, KODAK, TN 37764-2350

Mortgage

Document Number	193513
Date	Sep 1, 2020
Book Page	000473/000623
Instrument	193513

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,926.00 (+45.03%)	$76,725 (-) Land $8,750 Building $67,975
2023		$76,725 (-) Land $8,750 Building $67,975
2022	$1,328.00	$76,725 Land $8,750 Building $67,975	$306,900 (-) Land $35,000 Building $271,900
2021			$306,900 Land $35,000 Building $271,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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