280 S Randall Rd, Elgin, IL 60123 Property Records

Kane County property record for 280 S Randall Rd, Elgin, IL 60123

Property Summary

Property Type	Commercial
Details	3,000 sqft · built 1997
Lot Size	0.71 acres (30,928 sqft)
Owner	Company Name on Record
Last Sale	$1,275,000 (Feb 2007)
Tax Bill	$30,538 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-104-002`

Property Details

APN / Parcel Number

Primary APN	`06-21-104-002`

Interior

Building Area	3,000 sqft Gross Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	30,928 sqft (0.71 acres)

Location & Zoning

Street Address	280 S RANDALL RD
City	ELGIN
State	IL
Zip	60123-5529
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DARLENE MCDERMOTTS SUB LOT 7
Legal Subdivision	DARLENE MCDERMOTTS SUB
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1007
Census Tract	851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	280 S RANDALL RD, ELGIN, IL 60123-5529
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit PAN AMERICAN BANK & TRUST
Nov 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage PAN AMERICAN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2007 · Amount on Record
Deed Sale	Feb 13, 2007 · Amount on Record
Prior Sale	Apr 19, 2004 · Amount on Record
Deed Document Number	200717533
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	280 S RANDALL RD, ELGIN, IL 60123-5529
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055836
Date	Nov 21, 2022
Instrument	2022K055836

Lender

Name	PAN AMERICAN BANK & TRUST
Type	Bank
Address	MELROSE PARK, IL 60160

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Nov 17, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	280 S RANDALL RD, ELGIN, IL 60123-5529
Transaction Type	Mortgage
Record Updated	Nov 25, 2022
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055691
Date	Nov 18, 2022
Instrument	2022K055691

Lender

Name	PAN AMERICAN BANK & TRUST
Type	Bank
Address	MELROSE PARK, IL 60160

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 17, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Min Rate At Change	5.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,538.00 (+7.74%)
2024		$359,168 (+21.39%) Land $233,154 Building $126,014	$1,077,935 (+21.44%) Land $699,742 Building $378,193
2022	$28,345.00 (+3.02%)	$295,870 (+6.96%) Land $192,064 Building $103,806	$887,610 (+6.96%) Land $576,192 Building $311,418
2021	$27,514.00	$276,617 Land $179,566 Building $97,051	$829,851 Land $538,698 Building $291,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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