Bergen County and Ridgewood Village property record for 280 S Maple Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,627 sqft · built 1865 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $21,224 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-03915-0000-00008 |
| Primary APN | 51-03915-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,627 sqft Living Area |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Construction Type | Frame |
| Lot Area | 14,201 sqft (0.326 acres) |
| Lot Dimensions | 237 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 280 S MAPLE AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .326 AC |
| Legal Block | 3915 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 47400 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 280 S MAPLE AVE, RIDGEWOOD, NJ 07450-5119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 28, 2009 |
| Transfer Doc | 0000181833 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 280 S MAPLE AVE, RIDGEWOOD, NJ 07450-5119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 280 S MAPLE AVE, RIDGEWOOD, NJ 07450-5119 |
| Document Number | 0045090978 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 4509/978 |
| Instrument | 2021186540 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 280 S MAPLE AVE, RIDGEWOOD, NJ 07450-5119 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0043391554 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 4339/1554 |
| Instrument | 2021140007 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 280 S MAPLE AVE, RIDGEWOOD, NJ 07450-5119 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0043391554 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 4339/1554 |
| Instrument | 2021134007 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734,400 (-) Land $339,200 Building $395,200 | $734,400 (-) Land $339,200 Building $395,200 | |
| 2025 | $21,224.00 (+0.74%) | $734,400 (-) Land $339,200 Building $395,200 | $734,400 (-) Land $339,200 Building $395,200 |
| 2024 | $21,069.00 (+4.97%) | ||
| 2023 | $734,400 Land $339,200 Building $395,200 | $734,400 Land $339,200 Building $395,200 | |
| 2022 | $20,071.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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