Pontotoc County property record for 280 S Main St, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,612 sqft · built 1994 |
| Owner | Individual Name on Record |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 174C-04-09-019 |
| Primary APN | 174C-04-09-019 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,612 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 11942 |
|---|---|
| Street Address | 280 S MAIN ST |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT32 SPP SW1/4 DB 547-241 10/92 DB 432-404 20090351 58M WILL 9/3/09 20212469 6/11/21 20241548 5/1/24 20243209 9/12/24 662 610 |
| Legal Lot Number | 32 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 950300 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 280 S MAIN ST, PONTOTOC, MS 38863-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2023 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Jun 11, 2021 | Deed of Trust, Mortgage BANKPLUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 280 S MAIN ST, PONTOTOC, MS 38863-3305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 280 S MAIN ST, PONTOTOC, MS 38863-3305 |
| Document Number | 2023000487 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | 2023000487 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Mar 10, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 280 S MAIN ST, PONTOTOC, MS 38863-3305 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 111 DEANNA DR, GUNTOWN, MS 38849-6009 |
| Document Number | 2021002470 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021002470 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,934.00 (+4.09%) Homeowner's exemption | $14,568 (-) | $145,113 (-) Land $12,500 Building $132,613 |
| 2023 | $1,858.00 Homeowner's exemption | $14,568 | $145,113 Land $12,500 Building $132,613 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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