Warwick City property record for 280 S Cobble Hill Rd, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,256 sqft · built 1965 |
| Lot Size | 0.351 acres (15,310 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Jun 2018) |
| Tax Bill | $7,059 (2025) |
| Deeds & Mortgages | May 2020 Refinance Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23401500000 |
| Primary APN | 23401500000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,256 sqft Living Area |
| Gross Area | 4,280 sqft |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,310 sqft (0.351 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 123532560 |
|---|---|
| Street Address | 280 S COBBLE HILL RD |
| City | WARWICK |
| State | RI |
| Zip | 02886-9333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A15 |
| Legal Block | 150 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 22201 |
280 S Cobble Hill Rd is owned and occupied by two individuals who bought it in June 2018.
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 280 S COBBLE HILL RD, WARWICK, RI 02886-9333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET CU |
| Apr 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GREENWOOD CU |
| Jun 20, 2018 | Deed of Trust, Transfer · Conventional with PMI LOANDEPOT COM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on File |
| Deed Sale | Jun 20, 2018 · Amount on File |
| Deed Book / Page | 9075 / 44 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 280 S COBBLE HILL RD, WARWICK, RI 02886-9333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9509-87 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 9509/87 |
| Instrument | 6243 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 280 S COBBLE HILL RD, WARWICK, RI 02886-9333 |
| Document Number | 9245-157 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 280 S COBBLE HILL RD WARWICK RI 028869333, WARWICK, RI 02886-9333 |
| Document Number | 9245-157 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 009245/000157 |
| Instrument | 4382 |
| Name | GREENWOOD CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 9, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 280 S COBBLE HILL RD, WARWICK, RI 02886-9333 |
| Document Number | 9075-47 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 280 S COBBLE HILL RD WARWICK RI 028869333, WARWICK, RI 02886-9333 |
| Document Number | 9075-47 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 009075/000047 |
| Instrument | 8331 |
| Name | LOANDEPOT COM |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2048 |
The 2025 property tax bill for 280 S Cobble Hill Rd was $7,059.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,059.00 | $555,800 Land $153,000 Building $402,800 | |
| 2024 | $729,220 | ||
| 2023 | $7,243.00 (+6.53%) | $510,400 (+40.61%) Land $133,000 Building $377,400 | |
| 2022 | $6,799.00 | $363,000 Land $91,500 Building $271,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 S Cobble Hill Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 S Cobble Hill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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