280 Rustic Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 280 Rustic Rd, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1991
Lot Size	0.501 acres (21,824 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Nov 2021)
Tax Bill	$805 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`12310-162`

Property Details

APN / Parcel Number

Primary APN	`12310-162`
Alternative APNs	`122984585147` `110588`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,080 sqft Heated Area
Gross Area	1,440 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Lot Area	21,824 sqft (0.501 acres)

Location & Zoning

Account Number	110588
Old Parcel Number	12310162
Street Address	280 RUSTIC RD
City	WEST JEFFERSON
State	NC
Zip	28694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.501 AC
Legal Subdivision	SURVEY FOR JAMIE DIEHL
Jurisdiction	ASHE NC
Township / Civil Division	OBIDS
Census Block Group	2
Census Block	2006
Census Tract	970702

Owner

280 Rustic Rd is owned by an individual who bought it in November 2021.

Source: Ashe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1334 OLD CEMETARY ST, CHARLOTTE, NC 28216-3962
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Oct 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Deed Document Number	20216810
Deed Book / Page	534 / 2066
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	00533/2241
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Nov 12, 2021
Property Address	280 RUSTIC RD, WEST JEFFERSON, NC 28694
Document Number	00534/2066
Book / Page	534 / 2066
Map Reference	MB 10 PG 467
Instrument Date	Nov 12, 2021
Instrument	6810
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 SOUTHWEST DR, JACKSONVILLE, NC 28540-9516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1334 OLD CEMETARY ST, CHARLOTTE, NC 28216-3962

Mortgage

Document Number	0000006811
Date	Nov 12, 2021
Instrument	6811

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Oct 21, 2021
Property Address	280 RUSTIC RD, WEST JEFFERSON, NC 28694
Document Number	00533/2241
Book / Page	533 / 2241
Instrument Date	Oct 18, 2021
Instrument	6321
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$6.00
Amount Accuracy	Rounded by County
Additional	Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 SOUTHWEST DR, JACKSONVILLE, NC 28540-9516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 RUSTIC RD, WEST JEFFERSON, NC 28694-8449

Tax Assessment & Valuation

The 2026 property tax bill for 280 Rustic Rd was $805.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$805.00	$153,800 (-) Land $12,000 Building $141,800	$153,800 (-) Land $12,000 Building $141,800
2025	$805.00	$153,800 Land $12,000 Building $141,800	$153,800 Land $12,000 Building $141,800
2023	$744.00 (+9.41%)	$153,800 (+56.62%) Land $12,000 Building $141,800	$153,800 (+56.62%) Land $12,000 Building $141,800
2022	$680.00	$98,200 Land $15,000 Building $83,200	$98,200 Land $15,000 Building $83,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 280 Rustic Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Rustic Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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