Bergen County and Rutherford Borough property record for 280 Ridge Rd, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 2,025 sqft · built 1925 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $865,000 (Jan 2025) |
| Tax Bill | $14,400 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00114-0000-00049 |
| Primary APN | 56-00114-0000-00049 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,025 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 125 ft deep x 52 ft wide |
| Street Address | 280 RIDGE RD |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | 52X125 |
| Legal Subdivision | SUMMIT HEIGHTS |
| Legal Block | 114 |
| Legal Lot Number | 49 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 51400 |
280 Ridge Rd is owned and occupied by an individual who bought it in January 2025.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 RIDGE RD, RUTHERFORD, NJ 07070-2825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed of Trust, Mortgage OSVALDO R ALGIERI |
| Apr 12, 2023 | Deed, Transfer ELITE TITLE GROUP LLC |
| Jan 30, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on File |
| Deed Sale | Jan 22, 2025 · Amount on File |
| Prior Sale | Apr 12, 2023 · Amount on File |
| Deed Document Number | 20255133 |
| Deed Book / Page | 5410 / 1168 |
| Prior Transfer Date | Oct 23, 2015 |
| Prior Transfer Doc | 0021050407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 280 RIDGE RD, RUTHERFORD, NJ 07070-2825 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 6 LYNN CT, RUTHERFORD, NJ 07070-2814 |
| Document Number | 0050050612 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 5005/612 |
| Instrument | 2023036067 |
| Name | OSVALDO R ALGIERI |
|---|---|
| Type | Private Party |
| Address | 72 GARDEN AVE, BELLEVILLE, NJ 07109 |
| Amount | Amount on Record |
|---|---|
| Term | 6 Months |
| Due | Nov 30, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 12, 2023 |
| Property Address | 280 RIDGE RD, RUTHERFORD, NJ 07070-2825 |
| Document Number | 0049710643 |
| Book / Page | 4971 / 643 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 2023025099 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $5,927.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 JESSICA CT, LAKE HOPATCONG, NJ 07849-2271 |
| Name | Verified Name |
|---|---|
| Address | 280 RIDGE RD, RUTHERFORD, NJ 07070-2825 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 30, 2023 |
| Property Address | 280 RIDGE RD, RUTHERFORD, NJ 07070-2825 |
| Document Number | 0049191940 |
| Book / Page | 4919 / 1940 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2023008525 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 CHESTNUT CT, CEDAR GROVE, NJ 07009-1173 |
| Name | Verified Name |
|---|---|
| Address | 5 JESSICA CT, LAKE HOPATCONG, NJ 07849-2271 |
The 2025 property tax bill for 280 Ridge Rd was $14,400, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $545,900 (+21.31%) Land $290,200 Building $255,700 | $545,900 (+21.31%) Land $290,200 Building $255,700 | |
| 2025 | $14,400.00 (+2.53%) | $450,000 Land $290,200 Building $159,800 | $450,000 Land $290,200 Building $159,800 |
| 2024 | $14,045.00 | ||
| 2023 | $450,000 Land $290,200 Building $159,800 | $450,000 Land $290,200 Building $159,800 | |
| 2022 | $13,360.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 280 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 280 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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