280 Red Maple Ave, Cresco, IA 52136 Property Records

Howard County property record for 280 Red Maple Ave, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,406 sqft · built 1992
Lot Size	0.483 acres (21,039 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Jun 2017)
Tax Bill	$4,762 (2019)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`320570104010000`

Property Details

APN / Parcel Number

Primary APN	`320570104010000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,406 sqft Living Area
Basement Area	1,986 sqft
Finished Basement	1,300 sqft
Unfinished Basement	686 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,039 sqft (0.483 acres)
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	266 sqft
Deck Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	280 RED MAPLE AVE
City	CRESCO
State	IA
Zip	52136-1073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 EX S 85' & EX E 20'; LOT 5 EX E 20' BLK 1 ASPENSONS SUBD
Legal Subdivision	ASPENSONS SUBD
Legal Block	1
Legal Lot Number	2 & 4-5
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	960100

Owner

280 Red Maple Ave is owned and occupied by two individuals who bought it in June 2017.

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	280 RED MAPLE AVE, CRESCO, IA 52136-1073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUSB BANK
Jun 19, 2017	Warranty Deed, Transfer · Conventional Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Prior Sale	May 2, 2012 · Amount on File
Deed Document Number	2017952
Deed Book / Page	2017 / 952
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	280 RED MAPLE AVE, CRESCO, IA 52136-1073
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1172
Date	Jul 20, 2022
Book Page	2022/1172
Instrument	2022 1172

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	280 RED MAPLE AVE, CRESCO, IA 52136-1073
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2218
Date	Dec 8, 2020
Book Page	2020/2218
Instrument	2020 2218

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	280 RED MAPLE AVE, CRESCO, IA 52136-1073
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/302
Date	Mar 2, 2020
Book Page	2020/302
Instrument	302

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jun 19, 2017
Property Address	280 RED MAPLE AVE, CRESCO, IA 52136-1073
Document Number	2017/0952
Book / Page	2017 / 0952
Instrument Date	Jun 9, 2017
Instrument	2017 952
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 RED MAPLE AVE, CRESCO, IA 52136-1073

Mortgage

Document Number	2017/0953
Date	Jun 19, 2017
Book Page	2017/0953
Instrument	2017 0953

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,790 (-) Land $25,960 Building $322,830	$348,790 (-) Land $25,960 Building $322,830
2025		$348,790 (+11.81%) Land $25,960 Building $322,830	$348,790 (+11.81%) Land $25,960 Building $322,830
2023		$311,940 Land $25,960 Building $285,980	$311,940 Land $25,960 Building $285,980
2019	$4,762.00 (+4.48%)
2018	$4,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 Red Maple Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 280 Red Maple Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon, Windstream.

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