280 Randall Dr, Warne, NC 28909 Property Records

Clay County property record for 280 Randall Dr, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Feb 2018)
Tax Bill	$817 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`543900236266`

Property Details

APN / Parcel Number

Primary APN	`543900236266`
Alternative APN	`616223000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,298 sqft Heated Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	616223000
Street Address	280 RANDALL DR
City	WARNE
State	NC
Zip	28909-9123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 WESLEY MEADOWS
Legal Subdivision	WESLEY MEADOWS SUBDIVISION
Legal Lot Number	6
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	1
Census Block	1019
Census Tract	950201

Owner

Source: Clay County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 RANDALL DR, WARNE, NC 28909-9123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust · Line of Credit UNITED COMMUNITY BANK
May 5, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jan 11, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 16, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Prior Sale	Oct 4, 2007 · Amount on Record
Deed Document Number	2018311
Deed Book / Page	417 / 132
Record Updated	Sep 20, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Recording Date	May 5, 2026
Property Address	280 RANDALL DR, WARNE, NC 28909-9123
Document Number	0000000920
Book / Page	17 / 480
Instrument Date	Apr 16, 2026
Instrument	2026.920
Record Updated	May 13, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000920,
Date	May 5, 2026
Book Page	17/480
Instrument	2026.920

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 21, 2051

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Recording Date	May 5, 2026
Property Address	280 RANDALL DR, WARNE, NC 28909-9123
Document Number	000B17/480
Book / Page	17 / 480
Instrument Date	Apr 16, 2026
Instrument	2026920
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 RANDALL DR, WARNE, NC 28909-9123

Mortgage

Document Number	0000000920,
Date	May 5, 2026
Book Page	17/480
Instrument	2026920

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 21, 2051

Interest

Rate	6.22%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	280 RANDALL DR, WARNE, NC 28909-9123
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	TITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000A17/53
Date	Jan 11, 2024
Book Page	A17/53
Instrument	2024000056

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	280 RANDALL DR, WARNE, NC 28909-9123
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	X15/44
Date	Apr 7, 2021
Book Page	X15/44
Instrument	2021001211

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	280 RANDALL DR, WARNE, NC 28909-9123
Transaction Type	Mortgage
Record Updated	Mar 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L14/0031
Date	Mar 22, 2018
Book Page	L14/0031
Instrument	2018000578

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Feb 16, 2018
Property Address	280 RANDALL DR, WARNE, NC 28909-9123
Document Number	417/0132
Book / Page	417 / 0132
Instrument Date	Feb 16, 2018
Instrument	2018000311
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1353, HAYESVILLE, NC 28904-1353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 RABDALL DR, WARNE, NC 28909-9123

Mortgage

Document Number	2018000312
Date	Feb 16, 2018
Instrument	2018000312

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$817.00 (+18.58%)	$146,700 (-) Land $30,000 Building $116,700	$146,700 (-) Land $30,000 Building $116,700
2023	$689.00	$146,700 Land $30,000 Building $116,700	$146,700 Land $30,000 Building $116,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: Blue Ridge Mountain EMC, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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