280 Prospect Rd, Carnesville, GA 30521 Property Records

Franklin County property record for 280 Prospect Rd, Carnesville, GA 30521

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,293 sqft · built 1925
Lot Size	56.3 acres (2,454,606 sqft)
Owner	Company Name on Record
Tax Bill	$3,100 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-065`

Property Details

APN / Parcel Number

Primary APN	`010-065`
Alternative APN	`2505`

Interior

Full Baths	2 Baths
Building Area	2,293 sqft Heated Area
1st Floor Area	2,293 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,454,606 sqft (56.3 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	274 sqft
Utility Building	196 sqft
Pole Barn	3,600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2505
Street Address	280 PROSPECT RD
City	CARNESVILLE
State	GA
Zip	30521-7015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	56.35 AC PROSPECT RD
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	3
Census Block	3010
Census Tract	890201

Owner

Source: Franklin County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	280 PROSPECT RD, CARNESVILLE, GA 30521-7015
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2003
Deed Sale	Sep 23, 2003
Deed Book / Page	661 / 266
Last Transfer Date	Jan 1, 2014
Transfer Doc	0001147/36
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	280 PROSPECT RD, CARNESVILLE, GA 30521-7015
Document Number	0014020024
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 PROSPECT RD CARNESVILLE GA 305217015, CARNESVILLE, GA 30521-7015

Mortgage

Document Number	0014020024
Date	Aug 3, 2020
Book Page	001402/000024

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 2, 2030

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	280 PROSPECT RD, CARNESVILLE, GA 30521-7015
Document Number	0012670080
Book / Page	001267 / 000080
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 PROSPECT RD CARNESVILLE GA 305217015, CARNESVILLE, GA 30521-7015

Mortgage

Document Number	0012670080
Date	Jul 3, 2017
Book Page	001267/000080

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 2, 2042

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,100.00 (-26.78%)	$263,888 (+60.79%) Land $155,823 Building $108,065	$659,720 (+60.79%) Land $389,558 Building $270,162
2022	$4,234.00 Homeowner's exemption	$164,116 Land $87,524 Building $76,592	$410,289 Land $218,810 Building $191,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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