280 Pine St, Imlay City, MI 48444 Property Records

Lapeer County property record for 280 Pine St, Imlay City, MI 48444

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1800
Lot Size	0.239 acres (10,411 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Aug 2022)
Tax Bill	$4,458 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`I20-19-400-000-00`

Property Details

APN / Parcel Number

Primary APN	`I20-19-400-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,372 sqft Living Area
1st Floor Area	840 sqft
Basement Area	280 sqft
Flooring	Carpet

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	127 ft deep x 82 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	280 PINE ST
City	IMLAY CITY
State	MI
Zip	48444-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 960
Legal Description	CITY OF IMLAY CITY RI HUNTS ADDITION LOTS 10 AND 11 EX THE N 50 FEET THEREOF AND EX THE W 37.5 FT
Legal Subdivision	CITY OF IMLAY CITY RI HUNTS ADD
Legal Lot Number	10-11
Jurisdiction	LAPEER MI
Township / Civil Division	IMLAY CITY
Census Block Group	2
Census Block	2004
Census Tract	339500

Owner

280 Pine St is owned and occupied by two individuals who bought it in August 2022.

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	280 PINE ST, IMLAY CITY, MI 48444-1219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage SUMMIT HOME MORTGAGE LLC
Jan 11, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 5, 2017	Other, Transfer E TITLE AGENCY
Jan 11, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Jun 5, 2017 · Amount on File
Deed Book / Page	3312 / 782
Prior Transfer Date	Jan 4, 2017
Prior Transfer Doc	0028710946
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 24, 2022
Property Address	280 PINE ST, IMLAY CITY, MI 48444-1219
Document Number	0033120782
Book / Page	3312 / 782
Map Reference	LB 1 PG 11
Instrument Date	Aug 24, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32420 CONCORD DRA, 32420, MADISON HEIGHTS, MI 48071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 PINE ST, IMLAY CITY, MI 48444-1219

Mortgage

Document Number	0003312784
Date	Aug 24, 2022
Instrument	3312/784

Lender

Name	SUMMIT HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	280 PINE ST, IMLAY CITY, MI 48444-1219
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 PINE ST, IMLAY CITY, MI 48444-1219

Mortgage

Document Number	0031630938
Date	Jan 11, 2021
Book Page	3163/938

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Other, Transfer

Document Type	Other
Jurisdiction	LAPEER MI
Recording Date	Jun 5, 2017
Property Address	280 PINE ST, IMLAY CITY, MI 48444-1219
Document Number	0028970449
Book / Page	2897 / 449
Instrument Date	May 2, 2017
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	E TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1926 SHAGBARK LN APT 104, 104, IMLAY CITY, MI 48444-8543

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 11, 2017
Property Address	280 PINE ST, IMLAY CITY, MI 48444-1219
Document Number	0028710946
Book / Page	002871 / 000946
Instrument Date	Jan 4, 2017
Transaction Type	Foreclosure
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$696.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 S WACKER DR #1300 CHICAGO IL 606064616, 1300, CHICAGO, IL 60606-4616
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 280 Pine St was $4,458 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Imlay City
Unified School District	Imlay City Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,200 (-4.62%)	$198,400 (-4.62%)
2025	$4,458.00 Homeowner's exemption	$104,000	$208,000
2023		$94,700	$189,400
2022	$2,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 Pine St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003)
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF IMLAY CITY serves 3,579 people · EPA ID MI0003340
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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