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280 Orange Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 280 Orange Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage1,430 sqft Heated Area
Lot Size26,572 sqft (0.61 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2020)
Tax Bill$2,642.00 (2025)

Property Details

APN / Parcel Number

Primary APN81075
Alternative APN
  • 012630495000011240

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,430 sqft Heated Area
Gross Area1,920 sqft Gross Area
1st Floor1,430 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1983
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area26,572 sqft (0.61 acres)
Depth X Width315 ft x 85 ft Depth x Width
PorchOpen Porch
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number81075
Street Address280 ORANGE AVE
CitySAINT CLOUD
StateFL
Zip34769-2552
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PGS 63-64 S 80 FT OF LOT 124 AND N 5 FT OF LOT 133 LESS E 18 FT FOR RD R/W
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD EAST OF EASTERN
Legal Tract4950
Legal Block1
Legal Lot Number124,133
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2033
Census Tract43600

Owner

Source: Osceola County records · APN 81075

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address280 ORANGE AVE, SAINT CLOUD, FL 34769-2552
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2020Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
May 11, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2020 · Amount on Record
Deed SaleSep 14, 2020 · Amount on Record
Deed Doc Number2020122027
Deed Book / Page5792 / 1569
Record RefreshedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 14, 2020
Property Address280 ORANGE AVE, SAINT CLOUD, FL 34769-2552
Document Number0057921569
Book / Page5792 / 1569
Map ReferenceMB B PG 63&64
Instrument DateSep 09, 2020
Instrument2020122027
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address280 ORANGE AVE, 280, SAINT CLOUD, FL 34769-2552

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address280 ORANGE AVE, SAINT CLOUD, FL 34769-2552

Mortgage

Document Number0057921571
DateSep 14, 2020
Instrument5792/1571
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address280 ORANGE AVE, SAINT CLOUD, FL 34769-2552
Document Number0053410249
Instrument DateMay 11, 2018
Transaction TypeMortgage
Record UpdatedJun 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address280 ORANGE AVE ST CLOUD FL 347692552, ST CLOUD, FL 34769-2552

Mortgage

Document Number0053410249
DateMay 29, 2018
Book Page005341/000249
Instrument83471
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 28, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,642.00 (+8.55%) Homeowner's exemption$180,130 (+5.99%)$265,800 (+16.37%) Land $81,000 Building $184,800
2023$2,434.00 (+4.87%) Homeowner's exemption$169,956 (+3%)$228,400 (+17.91%) Land $60,800 Building $167,600
2022$2,321.00 Homeowner's exemption$165,006$193,700 Land $54,000 Building $139,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 980 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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